{Z`m©V-Am`mV ~¢H$ A{YH$mar (AmMaU, AZwemgZ Am¡a Anrb) {d{Z`_, 2020 Export-Import Bank Officers' (Conduct, Discipline and Appeal) Regulations, 2020 August 2020 AJñV 2020 India Exim Bank aims to promote India’s international trade. The Bank’s Logo depicts the two-way significance. The import arrow is thinner than the export arrow, which reflects the aim of value addition to exports.
B§{S>`m EpŠµO_ ~¢H$ H$m CÔoí` ̂ maV Ho$ A§Vam©ï´>r` ì`mnma H$m g§dY©Z H$aZm h¡& ~¢H$ Ho$ àVrH$ {M• H$m XþVaµ\$m d¡{eï²>` h¡& Am`mV ^wOm {Z`m©V dmbr ^wOm go nVbr h¡ Omo {Z`m©Vm| _| _yë``moOZ Ho$ CÔoí` H$mo àX{e©V H$aVm h¡& CÔoí` ^maVr` {Z`m©V-Am`mV ~¢H$ H$s ñWmnZm ""Xoe Ho$ A§Vam©ï´>r` ì`mnma Ho$ g§dY©Z H$s Ñ{ï> go {Z`m©VH$Vm©Am| H$mo {dÎmr` àXmZ H$aZo Ho$ {bE VWm _mb Am¡a godmAm| Ho$ {Z`m©V Am¡a Am`mV Ho$ {dÎmnmofU _| bJr g§ñWmAm| Ho$ H$m`©H$aU H$m g_Ýd` H$aZo Ho$ {bE à_wI {dÎmr` g§ñWm Ho$ ê$n _| H$m`© H$aZo Ho$ CÔoí` go H$s JB© h¡...'' : ^maVr` {Z`m©V-Am`mV ~¢H$ A{Y{Z`_, 1981 ghm`Vm Objectives The Export-Import Bank of India was established "for providing financial assistance to exporters and importers, and for functioning as the principal institution for co-ordinating the working of institutions engaged in financing export and import of goods and services with a view to promoting the country's international trade..."
: The Export-Import Bank of India Act, 1981 {Z`m©V-Am`mV ~¢H$ A{YH$mar (AmMaU, AZwemgZ Am¡a Anrb) {d{Z`_, 2020 Export-Import Bank Officers' (Conduct, Discipline and Appeal) Regulations, 2020 August 2020 AJñV 2020 India Exim Bank aims to promote India’s international trade. The Bank’s Logo depicts the two-way significance. The import arrow is thinner than the export arrow, which reflects the aim of value addition to exports.
B§{S>`m EpŠµO_ ~¢H$ H$m CÔoí` ̂ maV Ho$ A§Vam©ï´>r` ì`mnma H$m g§dY©Z H$aZm h¡& ~¢H$ Ho$ àVrH$ {M• H$m XþVaµ\$m d¡{eï²>` h¡& Am`mV ^wOm {Z`m©V dmbr ^wOm go nVbr h¡ Omo {Z`m©Vm| _| _yë``moOZ Ho$ CÔoí` H$mo àX{e©V H$aVm h¡& CÔoí` ^maVr` {Z`m©V-Am`mV ~¢H$ H$s ñWmnZm ""Xoe Ho$ A§Vam©ï´>r` ì`mnma Ho$ g§dY©Z H$s Ñ{ï> go {Z`m©VH$Vm©Am| H$mo {dÎmr` àXmZ H$aZo Ho$ {bE VWm _mb Am¡a godmAm| Ho$ {Z`m©V Am¡a Am`mV Ho$ {dÎmnmofU _| bJr g§ñWmAm| Ho$ H$m`©H$aU H$m g_Ýd` H$aZo Ho$ {bE à_wI {dÎmr` g§ñWm Ho$ ê$n _| H$m`© H$aZo Ho$ CÔoí` go H$s JB© h¡...'' : ^maVr` {Z`m©V-Am`mV ~¢H$ A{Y{Z`_, 1981 ghm`Vm Objectives The Export-Import Bank of India was established "for providing financial assistance to exporters and importers, and for functioning as the principal institution for co-ordinating the working of institutions engaged in financing export and import of goods and services with a view to promoting the country's international trade..."
: The Export-Import Bank of India Act, 1981 {Z`m©V-Am`mV ~¢H$ A{YH$mar (AmMaU, AZwemgZ Am¡a Anrb) {d{Z`_, 2020 Export-Import Bank Officers' (Conduct, Discipline and Appeal) Regulations, 2020 2 EXPORT-IMPORT BANK OFFICERS' (CONDUCT, DISCIPLINE AND APPEAL) REGULATIONS, 2020 In exercise of the powers conferred by sub-section (1) read with clause (d) of sub-section (2) of section 39 of the Export-Import Bank of India Act, 1981 (28 of 1981), the Board of Directors of the Export-Import Bank of India, with the previous approval of the Central Government, hereby makes the following regulations, namely:—
CHAPTER I PRELIMINARY
1. Short title, commencement and application.
(1) These regulations may be called the Export-Import Bank Officers' (Conduct, Discipline and Appeal) Regulations, 2020.
(2) They shall come into force on the date of their publication in the Official Gazette.
(3) They shall apply to all Officers of the Bank whether working in India or outside India but shall not apply to—
(a) the Chairman of the Bank;
(b) the Managing Director of the Bank;
(c) the Deputy Managing Director.
2. Definitions.
(1) In these regulations, unless the context otherwise requires, —
(a) "Act" means the Export-Import Bank of India Act, 1981 (28 of 1981);
(b) "Appellate Authority" means the authority specified in the Schedule to dispose of appeals;
(c) "Bank" means the Export-Import Bank of India;
(d) "Competent Authority" means the Managing Director of the Bank or any other authority that may be designated for the purpose by the Managing Director;
(e) “Deputy Managing Director” means the whole-time Director of the Bank, appointed in terms of clause (aa) of sub-section (1) of section 6 of the Act.
(f) "Disciplinary Authority" means the authority specified in the Schedule which is competent to impose on an officer any of the penalties specified in regulation 26;
(g) "employment in Private Concern" means an employment in any capacity including that of an agent under a company, co-operative society, firm, limited liability partnership or individual engaged in trading, commercial, industrial, financial or professional business and also includes a directorship of such a company and partnership of such firm but does not include employment 1 {Z`m©V-Am`mV ~¢H$ A{YH$mar (AmMaU, AZwemgZ Am¡a Anrb) {d{Z`_, 2020 ^maVr` {Z`m©V-Am`mV ~¢H$ A{Y{Z`_, 1981, (1981 H$m 28) H$s Ymam 39 H$s Cn-Ymam 2 (K) Ho$ gmW n{R>V Cn-Ymam (1) Ûmam àXÎm e{º$`m| H$m à`moJ H$aVo hþE ̂ maVr` {Z`m©V-Am`mV ~¢H$ H$m {ZXoeH$ _§S>b H|$Ð gaH$ma Ho$ nyd© AZw_moXZ go EVÔ²dmam {ZåZ{bpIV {d{Z`_ ~ZmVm h¡, Zm_V… AÜ`m` I àñVmdZm
1. g§{já Zm_, Ama§^ Ed§ à`moÁ`Vm
(1) `o {d{Z`_, ̂ maVr` {Z`m©V-Am`mV ~¢H$ A{YH$mar (AmMaU, AZwemgZ Am¡a Anrb) {d{Z`_, 2020 H$hbmE§Jo&
(2) `o amOnÌ _| àH$meZ H$s VmarI go àd¥Îm hm|Jo&
(3) `o ~¢H$ Ho$ g^r A{YH$m[a`m| na bmJy hm|Jo Mmho do ̂ maV _| nXñW hm| AWdm ̂ maV go ~mha, {H$ÝVw {ZåZ{bpIV H$m`©nmbH$m| na bmJy Zht hm|Jo - (H$) ~¢H$ Ho$ AÜ`j;
(I) ~¢H$ Ho$ à~§Y {ZXoeH$;
(J) Cn à~§Y {ZXoeH$
2. n[a^mfmE§
(1) BZ {d{Z`_m| _| O~ VH$ g§X^© go AÝ`Wm Ano{jV Z hmo V~ VH$,- (H$) ''A{Y{Z`_'' go ̂ maVr` {Z`m©V-Am`mV ~¢H$, A{Y{Z`_, 1981 (1981 H$m 28) A{^àoV h¡;
(I) ''Anrbr` àm{YH$mar'' go Anrb| {ZnQ>mZo Ho$ {bE AZwgyMr _| {d{Z{X©ï> àm{YH$mar A{^àoV h¡;
(J) ''~¢H$'' go ̂ maVr` {Z`m©V-Am`mV ~¢H$ A{^àoV h¡;
(K) ''gj_ àm{YH$mar'' go ~¢H$ Ho$ à~§Y {ZXoeH$ AWdm Bg à`moOZ Ho$ {bE à~§Y {ZXoeH$ Ûmam Zm_mo{Ôï> H$moB© AÝ` Eogm àm{YH$mar A{^àoV h¡;
(L) ''Cn à~§Y {ZXoeH$'' go A{Y{Z`_ H$s Ymam 6 H$s Cn-Ymam (1) (H$H$) Ho$ g§~§Y _| {Z`wº$ ~¢H$ H$m nyU©H$m{bH$ {ZXoeH$ A{^àoV h¡;
(M) ''AZwem{gH$ àm{YH$mar'' go AZwgyMr _| {d{Z{X©ï> Eogm àm{YH$mar A{^àoV h¡ Omo {H$gr A{YH$mar na {d{Z`_ 26 _| C{„pIV X§S>m| _| go H$moB© ̂ r X§S> bJmZo Ho$ {bE gj_ h¡;
(N>) {ZOr à{Vð>mZ _| {Z`moOZ go {H$gr H§$nZr, ghH$mar g{_{V, {H$gr \$_©, gr{_V Xo`Vm gmPoXmar Ho$ AYrZ à{V{Z{Y H$s h¡{g`V go {Z`moOZ AWdm H$mamo~ma, ì`mnma, Am¡Úmo{JH$, {dÎmr` AWdm noeoda ì`dgm` H$aZo dmbm ì`{º$ A{^àoV h¡ 2 EXPORT-IMPORT BANK OFFICERS' (CONDUCT, DISCIPLINE AND APPEAL) REGULATIONS, 2020 In exercise of the powers conferred by sub-section (1) read with clause (d) of sub-section (2) of section 39 of the Export-Import Bank of India Act, 1981 (28 of 1981), the Board of Directors of the Export-Import Bank of India, with the previous approval of the Central Government, hereby makes the following regulations, namely:—
CHAPTER I PRELIMINARY
1. Short title, commencement and application.
(1) These regulations may be called the Export-Import Bank Officers' (Conduct, Discipline and Appeal) Regulations, 2020.
(2) They shall come into force on the date of their publication in the Official Gazette.
(3) They shall apply to all Officers of the Bank whether working in India or outside India but shall not apply to—
(a) the Chairman of the Bank;
(b) the Managing Director of the Bank;
(c) the Deputy Managing Director.
2. Definitions.
(1) In these regulations, unless the context otherwise requires, —
(a) "Act" means the Export-Import Bank of India Act, 1981 (28 of 1981);
(b) "Appellate Authority" means the authority specified in the Schedule to dispose of appeals;
(c) "Bank" means the Export-Import Bank of India;
(d) "Competent Authority" means the Managing Director of the Bank or any other authority that may be designated for the purpose by the Managing Director;
(e) “Deputy Managing Director” means the whole-time Director of the Bank, appointed in terms of clause (aa) of sub-section (1) of section 6 of the Act.
(f) "Disciplinary Authority" means the authority specified in the Schedule which is competent to impose on an officer any of the penalties specified in regulation 26;
(g) "employment in Private Concern" means an employment in any capacity including that of an agent under a company, co-operative society, firm, limited liability partnership or individual engaged in trading, commercial, industrial, financial or professional business and also includes a directorship of such a company and partnership of such firm but does not include employment 1 {Z`m©V-Am`mV ~¢H$ A{YH$mar (AmMaU, AZwemgZ Am¡a Anrb) {d{Z`_, 2020 ^maVr` {Z`m©V-Am`mV ~¢H$ A{Y{Z`_, 1981, (1981 H$m 28) H$s Ymam 39 H$s Cn-Ymam 2 (K) Ho$ gmW n{R>V Cn-Ymam (1) Ûmam àXÎm e{º$`m| H$m à`moJ H$aVo hþE ̂ maVr` {Z`m©V-Am`mV ~¢H$ H$m {ZXoeH$ _§S>b H|$Ð gaH$ma Ho$ nyd© AZw_moXZ go EVÔ²dmam {ZåZ{bpIV {d{Z`_ ~ZmVm h¡, Zm_V… AÜ`m` I àñVmdZm
1. g§{já Zm_, Ama§^ Ed§ à`moÁ`Vm
(1) `o {d{Z`_, ̂ maVr` {Z`m©V-Am`mV ~¢H$ A{YH$mar (AmMaU, AZwemgZ Am¡a Anrb) {d{Z`_, 2020 H$hbmE§Jo&
(2) `o amOnÌ _| àH$meZ H$s VmarI go àd¥Îm hm|Jo&
(3) `o ~¢H$ Ho$ g^r A{YH$m[a`m| na bmJy hm|Jo Mmho do ̂ maV _| nXñW hm| AWdm ̂ maV go ~mha, {H$ÝVw {ZåZ{bpIV H$m`©nmbH$m| na bmJy Zht hm|Jo - (H$) ~¢H$ Ho$ AÜ`j;
(I) ~¢H$ Ho$ à~§Y {ZXoeH$;
(J) Cn à~§Y {ZXoeH$
2. n[a^mfmE§
(1) BZ {d{Z`_m| _| O~ VH$ g§X^© go AÝ`Wm Ano{jV Z hmo V~ VH$,- (H$) ''A{Y{Z`_'' go ̂ maVr` {Z`m©V-Am`mV ~¢H$, A{Y{Z`_, 1981 (1981 H$m 28) A{^àoV h¡;
(I) ''Anrbr` àm{YH$mar'' go Anrb| {ZnQ>mZo Ho$ {bE AZwgyMr _| {d{Z{X©ï> àm{YH$mar A{^àoV h¡;
(J) ''~¢H$'' go ̂ maVr` {Z`m©V-Am`mV ~¢H$ A{^àoV h¡;
(K) ''gj_ àm{YH$mar'' go ~¢H$ Ho$ à~§Y {ZXoeH$ AWdm Bg à`moOZ Ho$ {bE à~§Y {ZXoeH$ Ûmam Zm_mo{Ôï> H$moB© AÝ` Eogm àm{YH$mar A{^àoV h¡;
(L) ''Cn à~§Y {ZXoeH$'' go A{Y{Z`_ H$s Ymam 6 H$s Cn-Ymam (1) (H$H$) Ho$ g§~§Y _| {Z`wº$ ~¢H$ H$m nyU©H$m{bH$ {ZXoeH$ A{^àoV h¡;
(M) ''AZwem{gH$ àm{YH$mar'' go AZwgyMr _| {d{Z{X©ï> Eogm àm{YH$mar A{^àoV h¡ Omo {H$gr A{YH$mar na {d{Z`_ 26 _| C{„pIV X§S>m| _| go H$moB© ̂ r X§S> bJmZo Ho$ {bE gj_ h¡;
(N>) {ZOr à{Vð>mZ _| {Z`moOZ go {H$gr H§$nZr, ghH$mar g{_{V, {H$gr \$_©, gr{_V Xo`Vm gmPoXmar Ho$ AYrZ à{V{Z{Y H$s h¡{g`V go {Z`moOZ AWdm H$mamo~ma, ì`mnma, Am¡Úmo{JH$, {dÎmr` AWdm noeoda ì`dgm` H$aZo dmbm ì`{º$ A{^àoV h¡ under a body corporate wholly or substantially held or controlled by the Government;
(h) "family" means —
(i) in the case of male officer, his wife, whether residing with him or not, but does not include a legally separated wife and in the case of woman officer, her husband, whether residing with her or not, but does not include a legally separated husband;
(ii) children or step-children of the officer, whether residing with the officer or not and wholly dependent on such officer but does not include children or step-children of whose custody the officer has been deprived of by or under any law; and
(iii) any other person related by blood or marriage, to the officer or to his spouse and wholly dependent upon such officer.
Explanation.—For the purpose of this clause, relationship will be determined in accordance with sub-section (77) of section 2 of the Companies Act, 2013 (18 of 2013) read with rule 4 of the Companies (Specification of definitions details) Rules, 2014;
(i) "Government" means the Central Government;
(j) "Managing Director" means the Managing Director of the Bank;
(k) "officer" means a person appointed to any of the grades specified in regulation 4 of the Export- Import Bank Officers' Service Regulations, 1982, officers whose services are temporarily placed at the disposal of the Central Government or any other Government undertaking or any other public sector bank or the Reserve Bank of India or any other organisation and shall include any specialist or technical person appointed and any other employee to whom any of these regulations have been made applicable under sub-regulation (3) of regulation 1;
(l) "reviewing authority" means the authority specified in the Schedule;
(m) "Schedule" means the Schedule appended to these regulations.
(2) The words and expression used herein and not defined but defined in the Act shall have the same meanings respectively assigned to them in the Act.
43 Am¡a Bg_| Cº$ H§$nZr _| {ZXoeH$ Ho$ ê$n _| H$m`© H$aZm AWdm Eogo \$_m] _| gmPoXmar ̂ r em{_b h¡, na§Vw Bg_| gaH$ma Ho$ nyU©V… AWdm n`m©áV… ñdm{_Ëd Ho$ AWdm {Z`§ÌU dmbo {ZJ{_V {ZH$m` _| {Z`moOZ em{_b Zht h¡;
(O) ''n[adma'' H$m AW© h¡ -
(i) nwéf A{YH$mar Ho$ _m_bo _| BgH$m AW© A{YH$mar H$s nËZr h¡, Mmho dh CgHo$ gmW ahVr hmo ̀ m Zht, na§Vw Bg_| {d{YH$ ê$n go g§~§Y {dÀN>o{XV nËZr em{_b Zht h¡ VWm _{hbm A{YH$mar Ho$ _m_bo _| BgH$m AW© A{YH$mar H$m n{V h¡ Mmho dh CgHo$ gmW ahVm hmo ̀ m Zht, na§Vw Bg_| {d{YH$ ê$n go g§~§Y {dÀN>o{XV n{V em{_b Zht h¡;
(ii) A{YH$mar H$s g§VmZ| AWdm gm¡Vobr g§VmZ|, Mmho do A{YH$mar Ho$ gmW ahVr hm| ̀ m Zht, Am¡a A{YH$mar na nyU©V… Am{lV hm|, na§Vw BZ_| Eogr g§VmZ| AWdm gm¡Vobr g§VmZ| em{_b Zht h¢ {OZHo$ g§ajU go Eogo A{YH$mar H$mo {d{Y Ûmam ̀ m {H$gr H$mZyZ Ho$ A§VJ©V d§{MV {H$`m J`m hmo; Am¡a
(iii) A{YH$mar AWdm CgHo$ OrdZgmWr (n{V ̀ m nËZr) Ho$ d§e AWdm {ddmh Ho$ H$maU ZmVoXma H$moB© AÝ` ì`{º$, Omo Eogo A{YH$mar na nyU©V… Am{lV hmo& ñnï>rH$aU- Bg I§S> Ho$ à`moOZ Ho$ {bE ZmVoXmar H$m {ZYm©aU H§$nZr (n[a^mfm ã`m¡am| H$m {d{ZX}e) {Z`_, 2014 Ho$ {Z`_ 4 Ho$ gmW n{R>V H§$nZr A{Y{Z`_ 2013 (2013 H$m 18) H$s Ymam 2 H$s Cn-Ymam (77) Ho$ AZwgma {H$`m OmEJm;
(P) ''gaH$ma'' go ''H|$Ð gaH$ma'' A{^àoV h¡;
(Äm) ''à~§Y {ZXoeH$'' go ~¢H$ Ho$ à~§Y {ZXoeH$ A{^àoV h¢;
(Q>) ''A{YH$mar'' go ̂ maVr` {Z`m©V-Am`mV ~¢H$ A{YH$mar godm {d{Z`_mdbr, 1982 Ho$ {d{Z`_ 4 _| {d{Z{X©ï> J«oS>m| _| go {H$gr ^r J«oS> _| {Z`wº$ ì`{º$ A{^àoV h¡, {OgH$s godmE§ AñWm`r Vm¡a na H|$Ð gaH$ma AWdm {H$gr AÝ` gaH$mar CnH«$_ AWdm gmd©O{ZH$ joÌ Ho$ {H$gr AÝ` ~¢H$ AWdm ̂ maVr` [aµOd© ~¢H$ AWdm {H$gr AÝ` g§ñWm _| H$m`© {ZînmXZ Ho$ {bE h¡ Am¡a Bg_| H$moB© ̂ r {deofk AWdm VH$ZrH$s ì`{º$ VWm Eogm AÝ` H$_©Mmar ̂ r em{_b hmoJm {OZ na {d{Z`_ 1 Ho$ Cn {Z`_ (3) Ho$ AYrZ ̀ h {d{Z`_mdbr bmJy hmoVr h¡;
(R>) ''g_rjmH$Vm© àm{YH$mar'' go AZwgyMr _| {d{Z{X©ï> àm{YH$mar A{^àoV h¡& (S>) ''AZwgyMr'' go Bg {d{Z`_mdbr _| g§b¾ AZwgyMr A{^àoV h¡&
(2) `hm§ à`wº$ Eogo eãX Am¡a A{^ì`{º$, {OÝh| ̀ hm§ n[a^m{fV Zht {H$`m J`m h¡, {H$ÝVw A{Y{Z`_ _| n[a^m{fV h¢, CZH$m dhr AW© A{^àoV hmoJm, O¡gm {H$ A{Y{Z`_ _| n[a^m{fV {H$`m J`m h¡& under a body corporate wholly or substantially held or controlled by the Government;
(h) "family" means —
(i) in the case of male officer, his wife, whether residing with him or not, but does not include a legally separated wife and in the case of woman officer, her husband, whether residing with her or not, but does not include a legally separated husband;
(ii) children or step-children of the officer, whether residing with the officer or not and wholly dependent on such officer but does not include children or step-children of whose custody the officer has been deprived of by or under any law; and
(iii) any other person related by blood or marriage, to the officer or to his spouse and wholly dependent upon such officer.
Explanation.—For the purpose of this clause, relationship will be determined in accordance with sub-section (77) of section 2 of the Companies Act, 2013 (18 of 2013) read with rule 4 of the Companies (Specification of definitions details) Rules, 2014;
(i) "Government" means the Central Government;
(j) "Managing Director" means the Managing Director of the Bank;
(k) "officer" means a person appointed to any of the grades specified in regulation 4 of the Export- Import Bank Officers' Service Regulations, 1982, officers whose services are temporarily placed at the disposal of the Central Government or any other Government undertaking or any other public sector bank or the Reserve Bank of India or any other organisation and shall include any specialist or technical person appointed and any other employee to whom any of these regulations have been made applicable under sub-regulation (3) of regulation 1;
(l) "reviewing authority" means the authority specified in the Schedule;
(m) "Schedule" means the Schedule appended to these regulations.
(2) The words and expression used herein and not defined but defined in the Act shall have the same meanings respectively assigned to them in the Act.
43 Am¡a Bg_| Cº$ H§$nZr _| {ZXoeH$ Ho$ ê$n _| H$m`© H$aZm AWdm Eogo \$_m] _| gmPoXmar ̂ r em{_b h¡, na§Vw Bg_| gaH$ma Ho$ nyU©V… AWdm n`m©áV… ñdm{_Ëd Ho$ AWdm {Z`§ÌU dmbo {ZJ{_V {ZH$m` _| {Z`moOZ em{_b Zht h¡;
(O) ''n[adma'' H$m AW© h¡ -
(i) nwéf A{YH$mar Ho$ _m_bo _| BgH$m AW© A{YH$mar H$s nËZr h¡, Mmho dh CgHo$ gmW ahVr hmo ̀ m Zht, na§Vw Bg_| {d{YH$ ê$n go g§~§Y {dÀN>o{XV nËZr em{_b Zht h¡ VWm _{hbm A{YH$mar Ho$ _m_bo _| BgH$m AW© A{YH$mar H$m n{V h¡ Mmho dh CgHo$ gmW ahVm hmo ̀ m Zht, na§Vw Bg_| {d{YH$ ê$n go g§~§Y {dÀN>o{XV n{V em{_b Zht h¡;
(ii) A{YH$mar H$s g§VmZ| AWdm gm¡Vobr g§VmZ|, Mmho do A{YH$mar Ho$ gmW ahVr hm| ̀ m Zht, Am¡a A{YH$mar na nyU©V… Am{lV hm|, na§Vw BZ_| Eogr g§VmZ| AWdm gm¡Vobr g§VmZ| em{_b Zht h¢ {OZHo$ g§ajU go Eogo A{YH$mar H$mo {d{Y Ûmam ̀ m {H$gr H$mZyZ Ho$ A§VJ©V d§{MV {H$`m J`m hmo; Am¡a
(iii) A{YH$mar AWdm CgHo$ OrdZgmWr (n{V ̀ m nËZr) Ho$ d§e AWdm {ddmh Ho$ H$maU ZmVoXma H$moB© AÝ` ì`{º$, Omo Eogo A{YH$mar na nyU©V… Am{lV hmo& ñnï>rH$aU- Bg I§S> Ho$ à`moOZ Ho$ {bE ZmVoXmar H$m {ZYm©aU H§$nZr (n[a^mfm ã`m¡am| H$m {d{ZX}e) {Z`_, 2014 Ho$ {Z`_ 4 Ho$ gmW n{R>V H§$nZr A{Y{Z`_ 2013 (2013 H$m 18) H$s Ymam 2 H$s Cn-Ymam (77) Ho$ AZwgma {H$`m OmEJm;
(P) ''gaH$ma'' go ''H|$Ð gaH$ma'' A{^àoV h¡;
(Äm) ''à~§Y {ZXoeH$'' go ~¢H$ Ho$ à~§Y {ZXoeH$ A{^àoV h¢;
(Q>) ''A{YH$mar'' go ̂ maVr` {Z`m©V-Am`mV ~¢H$ A{YH$mar godm {d{Z`_mdbr, 1982 Ho$ {d{Z`_ 4 _| {d{Z{X©ï> J«oS>m| _| go {H$gr ^r J«oS> _| {Z`wº$ ì`{º$ A{^àoV h¡, {OgH$s godmE§ AñWm`r Vm¡a na H|$Ð gaH$ma AWdm {H$gr AÝ` gaH$mar CnH«$_ AWdm gmd©O{ZH$ joÌ Ho$ {H$gr AÝ` ~¢H$ AWdm ̂ maVr` [aµOd© ~¢H$ AWdm {H$gr AÝ` g§ñWm _| H$m`© {ZînmXZ Ho$ {bE h¡ Am¡a Bg_| H$moB© ̂ r {deofk AWdm VH$ZrH$s ì`{º$ VWm Eogm AÝ` H$_©Mmar ̂ r em{_b hmoJm {OZ na {d{Z`_ 1 Ho$ Cn {Z`_ (3) Ho$ AYrZ ̀ h {d{Z`_mdbr bmJy hmoVr h¡;
(R>) ''g_rjmH$Vm© àm{YH$mar'' go AZwgyMr _| {d{Z{X©ï> àm{YH$mar A{^àoV h¡& (S>) ''AZwgyMr'' go Bg {d{Z`_mdbr _| g§b¾ AZwgyMr A{^àoV h¡&
(2) `hm§ à`wº$ Eogo eãX Am¡a A{^ì`{º$, {OÝh| ̀ hm§ n[a^m{fV Zht {H$`m J`m h¡, {H$ÝVw A{Y{Z`_ _| n[a^m{fV h¢, CZH$m dhr AW© A{^àoV hmoJm, O¡gm {H$ A{Y{Z`_ _| n[a^m{fV {H$`m J`m h¡&
CHAPTER II CONDUCT
3. General Conditions.
(1) Every officer, shall, at all times, take all possible steps to ensure, protect and promote the interests of the Bank and discharge his duties with utmost integrity, honesty, devotion and diligence and do nothing which shall render him unbecoming of an officer.
(2) Every officer shall maintain good conduct and discipline and show courtesy and attention to all persons in all transactions and negotiations.
(3) No officer shall, in the performance of his official duties or in the exercise of powers conferred on him, act otherwise than in his best judgement except when he is acting under the written direction of an officer superior to him.
(4) Every officer shall take all possible steps to ensure the integrity and devotion to duty of all persons for the time being under his control and authority.
(5) Every officer shall conform to and abide by the rules incorporated herein and shall observe, comply with and obey all orders and directions which may from time to time be given to him in the course of his official duties by any person or persons under whose jurisdiction, supervision or control he may for the time being be placed.
4. Observance of secrecy.—Every officer shall maintain the secrecy regarding the Bank's affairs and the affairs of its constituents and shall not divulge directly or indirectly any information of a confidential nature either to a member of the public or to an outside agency or to any other employee of the Bank not entitled to such information unless -
(i) divulging of such information is in accordance with the law or in accordance with the practices and usages customary amongst banks;
(ii) he is compelled to divulge such information by the direction of judicial or other authority empowered by law for the same;
(iii) instructed to do so by a superior officer in the discharge of his duties.
5. Employment of members of family of officers in firms enjoying the Bank's clientele and grant of facilities to such concerns.
(1) No officer shall use his position or influence directly or indirectly to secure employment for any person related, whether by blood or marriage to the officer or to the officer's wife or husband, whether such a person is dependent on the officer or not.
(2) No officer shall, except with the prior permission of the Competent Authority, permit his son, daughter or any other member of his family to accept employment in any private undertaking with which he has official dealings or in any other undertaking having to his knowledge has official dealings with the Bank :
6 AÜ`m` II AmMaU
3. gm_mÝ` eV]
(1) àË`oH$ A{YH$mar, ~¢H$ Ho$ {hV gw{Z{üV H$aZo, CZH$s ajm H$aZo Am¡a CZH$m g§dY©Z H$aZo Ho$ {bE ha g_` ha g§^d Cnm` H$aoJm VWm AnZo H$Îm©ì`m| H$mo na_ gË`{Zð>m, B©_mZXmar, bJZ Am¡a g_n©U go {Z^mEJm VWm Eogm H$moB© H$m`© Zht H$aoJm Omo EH$ A{YH$mar Ho$ {bE Aemo^Zr` hmo&
(2) àË`oH$ A{YH$mar AÀN>m AmMaU Am¡a AZwemgZ ~ZmE aIoJm VWm g^r g§ì`dhmam| Am¡a MMm©Am| _| g_ñV ì`{º$`m| Ho$ à{V gm¡OÝ` Xem©EJm Am¡a g^r na Ü`mZ XoJm&
(3) H$moB© ̂ r A{YH$mar AnZo emgH$s` H$Îm©ì`m| Ho$ {ZînmXZ _| AWdm Cgo àXÎm e{º$`m| H$m à`moJ H$aZo _| AnZo gdm}Îm_ {ZU©` H$s Anojm AÝ`Wm H$m`© Zht H$aoJm, {gdm` BgHo$ {H$ O~ dh AnZo go d[að> {H$gr A{YH$mar Ho$ {bpIV {ZX}e Ho$ AYrZ H$m`© H$a ahm hmo&
(4) àË`oH$ A{YH$mar AnZo {Z`§ÌU Am¡a àm{YH$ma Ho$ AYrZ VËg_` ahZo dmbo g^r ì`{º$`m| H$s gË`{Zð>m Am¡a H$Îm©ì` Ho$ à{V g_n©U gw{Z{üV H$aZo Ho$ {bE ha g§^d Cnm` H$aoJm&
(5) àË`oH$ A{YH$mar Bg_| g_m{dï> {Z`_m| H$m nmbZ H$aoJm VWm dh Eogo g^r AmXoem| Am¡a {ZXoem| H$m nmbZ H$aoJm Am¡a CÝh| _mZoJm Omo {H$gr Eogo ì`{º$ ̀ m Eogo ì`{º$`m| Ûmam Cgo AnZo emgH$s` H$Îm©ì`m| H$mo {Z^mZo Ho$ g_` {XE OmE§ {OgHo$ ̀ m {OZHo$ joÌm{YH$ma, n`©dojU AWdm {Z`§ÌU Ho$ AYrZ Cgo VËg_` V¡ZmV {H$`m J`m hmo&
4. JmonZr`Vm H$m nmbZ- àË`oH$ A{YH$mar ~¢H$ Ho$ H$m`m] Am¡a CgHo$ J«mhH$m| Ho$ H$m`m] Ho$ g§~§Y _| na_ JmonZr`Vm ~ZmE aIoJm VWm JmonZr` ñdê$n H$s gyMZm ̀ m Vmo OZVm Ho$ {H$gr gXñ`, ̀ m ~mhar EO|gr ̀ m Eogr gyMZm Ho$ nmÌ Z ahZo dmbo ~¢H$ Ho$ {H$gr AÝ` A{YH$mar H$mo V~ VH$ àH$Q> Zht H$aoJm O~ VH$ {H$ -
(i) Eogr gyMZm H$m àH$Q>rH$aU {d{Y Ho$ AZwgma AWdm ~¢H$m| Ho$ ~rM H$s àM{bV H$m`©àUm{b`m| Am¡a àMbZm| Ho$ AZwgma Z hm|;
(ii) Eogr gyMZm àH$Q> H$aZo Ho$ {bE Ý`m{`H$ AWdm BgHo$ {bE {d{Y Ûmam e{º$ àmá AÝ` àm{YH$mar Ûmam ~mÜ` Z {H$`m J`m hmo;
(iii) AnZo H$Îm©ì`m] Ho$ {Zdm©h _| CgHo$ d[að> A{YH$mar Ûmam Eogm H$aZo H$m AZwXoe Z {X`m J`m hmo&
5. ~¢H$ H$s J«mhH$s (ŠbmBÝQ>ob) \$_m] _| A{YH$m[a`m| Ho$ n[adma Ho$ gXñ`m| H$m {Z`moOZ Am¡a Eogo à{Vð>mZm| H$mo gw{dYmE§ àXmZ {H$`m OmZm
(1) H$moB© ̂ r A{YH$mar AnZo go g§~§{YV {H$gr ̂ r ì`{º$ Ho$ {bE {Z`moOZ àmá H$aZo hoVw AnZo nX AWdm à^md H$m àË`jV… ̀ m namojV… Cn`moJ Zht H$aoJm, Mmho dh ì`{º$ A{YH$mar Ho$ d§e AWdm {ddmh nj go hr g§~§{YV Š`m| Z hm| Am¡a Mmho dh ì`{º$ A{YH$mar na Am{lV hmo ̀ m Z hmo&
(2) H$moB© ̂ r A{YH$mar, gj_ àm{YH$mar H$s nyd© AZw_{V Ho$ {~Zm, AnZo nwÌ, nwÌr AWdm AnZo n[adma Ho$ {H$gr AÝ` gXñ` H$mo Eogo {H$gr {ZOr CnH«$_ _| {Z`moOZ ñdrH$ma H$aZo H$s AZw_{V Zht XoJm {OgHo$ gmW CgHo$ emgH$s` ì`dhma h¢ AWdm dh {H$gr Eogo AÝ` CnH«$_ _| Cgo amoOJma H$aZo H$s AZw_{V Zht XoJm {OgHo$ CgH$s OmZH$mar Ho$ AZwgma ~¢H$ Ho$ gmW emgH$s` ì`dhma h¢ :
5
CHAPTER II CONDUCT
3. General Conditions.
(1) Every officer, shall, at all times, take all possible steps to ensure, protect and promote the interests of the Bank and discharge his duties with utmost integrity, honesty, devotion and diligence and do nothing which shall render him unbecoming of an officer.
(2) Every officer shall maintain good conduct and discipline and show courtesy and attention to all persons in all transactions and negotiations.
(3) No officer shall, in the performance of his official duties or in the exercise of powers conferred on him, act otherwise than in his best judgement except when he is acting under the written direction of an officer superior to him.
(4) Every officer shall take all possible steps to ensure the integrity and devotion to duty of all persons for the time being under his control and authority.
(5) Every officer shall conform to and abide by the rules incorporated herein and shall observe, comply with and obey all orders and directions which may from time to time be given to him in the course of his official duties by any person or persons under whose jurisdiction, supervision or control he may for the time being be placed.
4. Observance of secrecy.—Every officer shall maintain the secrecy regarding the Bank's affairs and the affairs of its constituents and shall not divulge directly or indirectly any information of a confidential nature either to a member of the public or to an outside agency or to any other employee of the Bank not entitled to such information unless -
(i) divulging of such information is in accordance with the law or in accordance with the practices and usages customary amongst banks;
(ii) he is compelled to divulge such information by the direction of judicial or other authority empowered by law for the same;
(iii) instructed to do so by a superior officer in the discharge of his duties.
5. Employment of members of family of officers in firms enjoying the Bank's clientele and grant of facilities to such concerns.
(1) No officer shall use his position or influence directly or indirectly to secure employment for any person related, whether by blood or marriage to the officer or to the officer's wife or husband, whether such a person is dependent on the officer or not.
(2) No officer shall, except with the prior permission of the Competent Authority, permit his son, daughter or any other member of his family to accept employment in any private undertaking with which he has official dealings or in any other undertaking having to his knowledge has official dealings with the Bank :
6 AÜ`m` II AmMaU
3. gm_mÝ` eV]
(1) àË`oH$ A{YH$mar, ~¢H$ Ho$ {hV gw{Z{üV H$aZo, CZH$s ajm H$aZo Am¡a CZH$m g§dY©Z H$aZo Ho$ {bE ha g_` ha g§^d Cnm` H$aoJm VWm AnZo H$Îm©ì`m| H$mo na_ gË`{Zð>m, B©_mZXmar, bJZ Am¡a g_n©U go {Z^mEJm VWm Eogm H$moB© H$m`© Zht H$aoJm Omo EH$ A{YH$mar Ho$ {bE Aemo^Zr` hmo&
(2) àË`oH$ A{YH$mar AÀN>m AmMaU Am¡a AZwemgZ ~ZmE aIoJm VWm g^r g§ì`dhmam| Am¡a MMm©Am| _| g_ñV ì`{º$`m| Ho$ à{V gm¡OÝ` Xem©EJm Am¡a g^r na Ü`mZ XoJm&
(3) H$moB© ̂ r A{YH$mar AnZo emgH$s` H$Îm©ì`m| Ho$ {ZînmXZ _| AWdm Cgo àXÎm e{º$`m| H$m à`moJ H$aZo _| AnZo gdm}Îm_ {ZU©` H$s Anojm AÝ`Wm H$m`© Zht H$aoJm, {gdm` BgHo$ {H$ O~ dh AnZo go d[að> {H$gr A{YH$mar Ho$ {bpIV {ZX}e Ho$ AYrZ H$m`© H$a ahm hmo&
(4) àË`oH$ A{YH$mar AnZo {Z`§ÌU Am¡a àm{YH$ma Ho$ AYrZ VËg_` ahZo dmbo g^r ì`{º$`m| H$s gË`{Zð>m Am¡a H$Îm©ì` Ho$ à{V g_n©U gw{Z{üV H$aZo Ho$ {bE ha g§^d Cnm` H$aoJm&
(5) àË`oH$ A{YH$mar Bg_| g_m{dï> {Z`_m| H$m nmbZ H$aoJm VWm dh Eogo g^r AmXoem| Am¡a {ZXoem| H$m nmbZ H$aoJm Am¡a CÝh| _mZoJm Omo {H$gr Eogo ì`{º$ ̀ m Eogo ì`{º$`m| Ûmam Cgo AnZo emgH$s` H$Îm©ì`m| H$mo {Z^mZo Ho$ g_` {XE OmE§ {OgHo$ ̀ m {OZHo$ joÌm{YH$ma, n`©dojU AWdm {Z`§ÌU Ho$ AYrZ Cgo VËg_` V¡ZmV {H$`m J`m hmo&
4. JmonZr`Vm H$m nmbZ- àË`oH$ A{YH$mar ~¢H$ Ho$ H$m`m] Am¡a CgHo$ J«mhH$m| Ho$ H$m`m] Ho$ g§~§Y _| na_ JmonZr`Vm ~ZmE aIoJm VWm JmonZr` ñdê$n H$s gyMZm ̀ m Vmo OZVm Ho$ {H$gr gXñ`, ̀ m ~mhar EO|gr ̀ m Eogr gyMZm Ho$ nmÌ Z ahZo dmbo ~¢H$ Ho$ {H$gr AÝ` A{YH$mar H$mo V~ VH$ àH$Q> Zht H$aoJm O~ VH$ {H$ -
(i) Eogr gyMZm H$m àH$Q>rH$aU {d{Y Ho$ AZwgma AWdm ~¢H$m| Ho$ ~rM H$s àM{bV H$m`©àUm{b`m| Am¡a àMbZm| Ho$ AZwgma Z hm|;
(ii) Eogr gyMZm àH$Q> H$aZo Ho$ {bE Ý`m{`H$ AWdm BgHo$ {bE {d{Y Ûmam e{º$ àmá AÝ` àm{YH$mar Ûmam ~mÜ` Z {H$`m J`m hmo;
(iii) AnZo H$Îm©ì`m] Ho$ {Zdm©h _| CgHo$ d[að> A{YH$mar Ûmam Eogm H$aZo H$m AZwXoe Z {X`m J`m hmo&
5. ~¢H$ H$s J«mhH$s (ŠbmBÝQ>ob) \$_m] _| A{YH$m[a`m| Ho$ n[adma Ho$ gXñ`m| H$m {Z`moOZ Am¡a Eogo à{Vð>mZm| H$mo gw{dYmE§ àXmZ {H$`m OmZm
(1) H$moB© ̂ r A{YH$mar AnZo go g§~§{YV {H$gr ̂ r ì`{º$ Ho$ {bE {Z`moOZ àmá H$aZo hoVw AnZo nX AWdm à^md H$m àË`jV… ̀ m namojV… Cn`moJ Zht H$aoJm, Mmho dh ì`{º$ A{YH$mar Ho$ d§e AWdm {ddmh nj go hr g§~§{YV Š`m| Z hm| Am¡a Mmho dh ì`{º$ A{YH$mar na Am{lV hmo ̀ m Z hmo&
(2) H$moB© ̂ r A{YH$mar, gj_ àm{YH$mar H$s nyd© AZw_{V Ho$ {~Zm, AnZo nwÌ, nwÌr AWdm AnZo n[adma Ho$ {H$gr AÝ` gXñ` H$mo Eogo {H$gr {ZOr CnH«$_ _| {Z`moOZ ñdrH$ma H$aZo H$s AZw_{V Zht XoJm {OgHo$ gmW CgHo$ emgH$s` ì`dhma h¢ AWdm dh {H$gr Eogo AÝ` CnH«$_ _| Cgo amoOJma H$aZo H$s AZw_{V Zht XoJm {OgHo$ CgH$s OmZH$mar Ho$ AZwgma ~¢H$ Ho$ gmW emgH$s` ì`dhma h¢ :
5
Provided that where the acceptance of the employment cannot wait for prior permission of the Competent Authority or is otherwise considered urgent, the matter shall be reported to the Competent Authority within three months from the date of receipt of offer of employment; and the employment may be accepted provisionally subject to the permission of the Competent Authority.
(3) No officer shall, in the discharge of his official duties, knowingly grant or authorise the grant of any advance to or enter into or authorise entering into by or on behalf of the Bank any contract, agreement, arrangement or proposal in any matter or give or sanction any contract or loan to any undertaking or person if any member of his family is employed in that undertaking or under that person or if he or any member of his family has interests in such matters or contracts in any other manner and the officer shall refer every such matter or contract or loan to his superior officer and the matter or contract or loan shall thereafter be disposed of according to the instructions of the authority to whom such reference is made.
Explanation.—For the purposes of this sub-regulation, a person shall not be deemed to have any interest in an undertaking, if he is only a shareholder having not more than two percent. of the paid-up capital of the undertaking in his name.
6. Taking up outside employment.
(1) No officer shall, except with the previous sanction of the Bank, engage directly or indirectly in any trade or business or undertake any other employment :
Provided that an officer may, without such sanction, undertake honorary work of a social or charitable nature or occasional work of a literary, artistic, scientific, professional, cultural, educational, religious or social character, subject to the condition that his official duties do not thereby suffer; but he shall not undertake or discontinue such work if so directed by the Competent Authority.
Explanation.— For the purposes of this sub-regulation, canvassing by an officer in support of the business of insurance agency or commission agency owned or managed by a member of his family shall be deemed to be a violation of this provision.
(2) Every officer shall report to the Bank if any member of his family is engaged in a trade or business or owns or manages an insurance agency or commission agency.
(3) No officer shall, without the previous sanction of the Bank, except in the discharge of his official duties, take part in the registration, promotion or management of any bank or other company which is required to be registered under the Companies Act, 2013 (18 of 2013) or any other law for commercial purposes.
Provided that an officer may take part in registration, promotion or management of a co-operative society registered under the Co-operative Societies Act, 1912 (2 of 1912) or any other law for the time being in force, or of a literary, scientific or charitable society registered under the Societies Registration Act, 1860 (21 of 1860) or any corresponding law in force.
(4) No officer shall accept any fee for any work done by him for any public body or any private person without the sanction of the Competent Authority.
87 na§Vw ̀ h {H$ Ohm§ {Z`moOZ H$s ñdrH¥${V Ho$ {bE gj_ àm{YH$mar H$s nyd© AZw_{V H$s àVrjm Zht H$s Om gH$Vr AWdm Cgo AÝ`Wm AË`mdí`H$ g_Pm J`m h¡, dhm§ Bg _m_bo H$mo {Z`moOZ H$m àñVmd àmá hmoZo H$s VmarI go VrZ _hrZm| Ho$ ̂ rVa gj_ àm{YH$mar H$mo BgH$s gyMZm Xr OmEJr; Am¡a gj_ àm{YH$mar H$s AZw_{V Ho$ AYrZ {Z`moOZ AZpÝV_ ê$n go ñdrH$ma {H$`m Om gH$Vm h¡&
(3) H$moB© ̂ r A{YH$mar AnZo emgH$s` H$Îm©ì`m| Ho$ {Zdm©h Ho$ Xm¡amZ {H$gr ̂ r _m_bo _| {H$gr ̂ r g§{dXm, H$ama, g_Pm¡Vo AWdm àñVmd Ho$ {bE ~¢H$ Ûmam ̀ m ~¢H$ H$s Amoa go OmZ~yPH$a H$moB© A{J«_ àXmZ Zht H$aoJm AWdm {H$gr A{J«_ H$m àXmZ {H$`m OmZm àm{YH¥$V Zht H$aoJm AWdm {H$gr ̂ r Eogo CnH«$_ ̀ m ì`{º$ H$mo H$moB© H$m°ÝQ´>¡ŠQ> ̀ m F$U Zht XoJm ̀ m _§Oya Zht H$aoJm, {Og_| CgHo$ n[adma H$m H$moB© gXñ` Cg CnH«$_ _| AWdm Cg ì`{º$ Ho$ AYrZ {Z`mo{OV hmo AWdm CgHo$ n[adma Ho$ {H$gr gXñ` Ho$ Eogo _m_bm| _| AWdm {H$gr AÝ` _m_bo _| H$moB© {hV hm| VWm A{YH$mar Eogo àË`oH$ _m_bo ̀ m g§{dXm ̀ m F$U H$mo AnZo d[að> A{YH$mar Ho$ g_j {dMmamW© àñVwV H$aoJm VWm Cg àm{YH$mar Ho$ AZwXoem| Ho$ AZwgma hr g§~§{YV _m_bo ̀ m g§{dXm `m F$U H$m {ZnQ>mZ {H$`m OmEJm, {OgHo$ nmg dh {dMmamW© àñVwV {H$`m J`m h¡& ñnï>rH$aU- ̀ {X H$moB© ì`{º$ {H$gr CnH«$_ H$s MwH$Vm ny±Or Ho$ 2 à{VeV go AZ{YH$ Ho$ AnZo Zm_ Ho$ eo`am| H$m eo`aYmaH$ hmo Vmo BgHo$ Cn-{d{Z`_ Ho$ à`moOZ Ho$ {bE Eogo ì`{º$ H$m Cg CnH«$_ _| {H$gr {hV H$m hmoZm Zht _mZm OmEJm&
6. ~mhar {Z`moOZ boZm
(1) H$moB© ̂ r A{YH$mar, ~¢H$ H$s nyd© ñdrH¥${V Ho$ {~Zm, Z Vmo H$moB© ì`dgm` H$aoJm Am¡a Z hr {H$gr ì`dgm` _| àË`jV… AWdm namojV… em{_b hmoJm AWdm H$moB© AÝ` amoOJma Ama§^ H$aoJm… na§Vw ̀ h {H$ H$moB© ̂ r A{YH$mar, Eogr nyd© ñdrH¥${V Ho$ {~Zm gm_m{OH$ AWdm Ym{_©H$ ñdê$n AWdm gm{hpË`H$, H$bmË_H$, d¡km{ZH$, noeoda, gm§ñH¥${VH$, e¡j{UH$, Y_m©W© AWdm gm_m{OH$ ñdê$n H$m Ad¡V{ZH$ H$m`© H$a gH$Vm h¡, ~eV} {H$ Bg àH$ma Ho$ H$m`© go CgHo$ emgH$s` H$Îm©ì`m| H$mo {Zdm©h _| ~mYm Z AmE; naÝVw ̀ {X gj_ àm{YH$mar Ûmam Eogm H$m`© Z H$aZo H$m {ZXoe {X`m OmE Vmo A{YH$mar Bg àH$ma H$m H$m`© Zht H$aoJm AWdm Cgo ~§X H$a XoJm& ñnï>rH$aU- AnZo n[adma Ho$ {H$gr gXñ` Ho$ ñdm{_Ëd dmbr AWdm CgHo$ Ûmam à~§{YV {H$gr ~r_m-EO|gr ̀ m H$_reZ EO|gr Ho$ ì`dgm` Ho$ g_W©Z _| {H$gr A{YH$mar Ûmam àMma {H$E OmZo H$mo Bg Cn {d{Z`_ H$m C„§KZ {H$`m OmZm _mZm OmEJm&
(2) `{X {H$gr A{YH$mar Ho$ n[adma H$m H$moB© gXñ` H$moB© ì`mnma AWdm ì`dgm` H$a ahm hmo AWdm {H$gr ~r_m EO|gr ̀ m H$_reZ EO|gr H$m ñdm_r hmo ̀ m CgH$m à~§YZ H$aVm hmo, Vmo Cº$ A{YH$mar H$mo BgH$s gyMZm ~¢H$ H$mo XoZr hmoJr&
(3) H$moB© ̂ r A{YH$mar ~¢H$ H$s nyd© _§Oyar Ho$ {~Zm, AnZo emgH$s` H$Îm©ì`m| Ho$ {Zdm©h H$mo N>mo‹S>H$a, {H$gr ~¢H$ AWdm {H$gr Eogr AÝ` H§$nZr Ho$ n§OrH$aU, àdV©Z, AWdm à~§YZ _| ̂ mJ Zht boJm, {OgH$m dm{UpÁ`H$ à`moOZm| Ho$ {bE H§$nZr A{Y{Z`_, 2013 (2013 H$m 18) AWdm {H$gr AÝ` H$mZyZ Ho$ A§VJ©V n§OrH¥$V hmoZm Ano{jV h¡& na§Vw ̀ h {H$ H$moB© ̂ r A{YH$mar ghH$mar g{_{V A{Y{Z`_, 1912 (1912 H$m 2) AWdm VËg_` bmJy {H$gr AÝ` {d{Y Ho$ A§VJ©V n§OrH¥$V ghH$mar g{_{V AWdm gmogm`Q>r n§OrH$aU A{Y{Z`_ 1860 (1860 H$m 21) AWdm VËg_` bmJy {H$gr H$mZyZ Ho$ A§VJ©V n§OrH¥$V gm{hpË`H$, d¡km{ZH$ AWdm Y_m©W© gmogm`Q>r Ho$ n§OrH$aU, àdV©Z AWdm à~§YZ _| ^mJ bo gH$Vm h¡&
(4) H$moB© ̂ r A{YH$mar gj_ àm{YH$mar H$s AZw_{V Ho$ {~Zm {H$gr gmd©O{ZH$ {ZH$m` AWdm {H$gr ì`{º$ Ho$ {bE {H$E JE H$m`© H$m H$moB© ewëH$ ñdrH$ma Zht H$aoJm&
Provided that where the acceptance of the employment cannot wait for prior permission of the Competent Authority or is otherwise considered urgent, the matter shall be reported to the Competent Authority within three months from the date of receipt of offer of employment; and the employment may be accepted provisionally subject to the permission of the Competent Authority.
(3) No officer shall, in the discharge of his official duties, knowingly grant or authorise the grant of any advance to or enter into or authorise entering into by or on behalf of the Bank any contract, agreement, arrangement or proposal in any matter or give or sanction any contract or loan to any undertaking or person if any member of his family is employed in that undertaking or under that person or if he or any member of his family has interests in such matters or contracts in any other manner and the officer shall refer every such matter or contract or loan to his superior officer and the matter or contract or loan shall thereafter be disposed of according to the instructions of the authority to whom such reference is made.
Explanation.—For the purposes of this sub-regulation, a person shall not be deemed to have any interest in an undertaking, if he is only a shareholder having not more than two percent. of the paid-up capital of the undertaking in his name.
6. Taking up outside employment.
(1) No officer shall, except with the previous sanction of the Bank, engage directly or indirectly in any trade or business or undertake any other employment :
Provided that an officer may, without such sanction, undertake honorary work of a social or charitable nature or occasional work of a literary, artistic, scientific, professional, cultural, educational, religious or social character, subject to the condition that his official duties do not thereby suffer; but he shall not undertake or discontinue such work if so directed by the Competent Authority.
Explanation.— For the purposes of this sub-regulation, canvassing by an officer in support of the business of insurance agency or commission agency owned or managed by a member of his family shall be deemed to be a violation of this provision.
(2) Every officer shall report to the Bank if any member of his family is engaged in a trade or business or owns or manages an insurance agency or commission agency.
(3) No officer shall, without the previous sanction of the Bank, except in the discharge of his official duties, take part in the registration, promotion or management of any bank or other company which is required to be registered under the Companies Act, 2013 (18 of 2013) or any other law for commercial purposes.
Provided that an officer may take part in registration, promotion or management of a co-operative society registered under the Co-operative Societies Act, 1912 (2 of 1912) or any other law for the time being in force, or of a literary, scientific or charitable society registered under the Societies Registration Act, 1860 (21 of 1860) or any corresponding law in force.
(4) No officer shall accept any fee for any work done by him for any public body or any private person without the sanction of the Competent Authority.
87 na§Vw ̀ h {H$ Ohm§ {Z`moOZ H$s ñdrH¥${V Ho$ {bE gj_ àm{YH$mar H$s nyd© AZw_{V H$s àVrjm Zht H$s Om gH$Vr AWdm Cgo AÝ`Wm AË`mdí`H$ g_Pm J`m h¡, dhm§ Bg _m_bo H$mo {Z`moOZ H$m àñVmd àmá hmoZo H$s VmarI go VrZ _hrZm| Ho$ ̂ rVa gj_ àm{YH$mar H$mo BgH$s gyMZm Xr OmEJr; Am¡a gj_ àm{YH$mar H$s AZw_{V Ho$ AYrZ {Z`moOZ AZpÝV_ ê$n go ñdrH$ma {H$`m Om gH$Vm h¡&
(3) H$moB© ̂ r A{YH$mar AnZo emgH$s` H$Îm©ì`m| Ho$ {Zdm©h Ho$ Xm¡amZ {H$gr ̂ r _m_bo _| {H$gr ̂ r g§{dXm, H$ama, g_Pm¡Vo AWdm àñVmd Ho$ {bE ~¢H$ Ûmam ̀ m ~¢H$ H$s Amoa go OmZ~yPH$a H$moB© A{J«_ àXmZ Zht H$aoJm AWdm {H$gr A{J«_ H$m àXmZ {H$`m OmZm àm{YH¥$V Zht H$aoJm AWdm {H$gr ̂ r Eogo CnH«$_ ̀ m ì`{º$ H$mo H$moB© H$m°ÝQ´>¡ŠQ> ̀ m F$U Zht XoJm ̀ m _§Oya Zht H$aoJm, {Og_| CgHo$ n[adma H$m H$moB© gXñ` Cg CnH«$_ _| AWdm Cg ì`{º$ Ho$ AYrZ {Z`mo{OV hmo AWdm CgHo$ n[adma Ho$ {H$gr gXñ` Ho$ Eogo _m_bm| _| AWdm {H$gr AÝ` _m_bo _| H$moB© {hV hm| VWm A{YH$mar Eogo àË`oH$ _m_bo ̀ m g§{dXm ̀ m F$U H$mo AnZo d[að> A{YH$mar Ho$ g_j {dMmamW© àñVwV H$aoJm VWm Cg àm{YH$mar Ho$ AZwXoem| Ho$ AZwgma hr g§~§{YV _m_bo ̀ m g§{dXm `m F$U H$m {ZnQ>mZ {H$`m OmEJm, {OgHo$ nmg dh {dMmamW© àñVwV {H$`m J`m h¡& ñnï>rH$aU- ̀ {X H$moB© ì`{º$ {H$gr CnH«$_ H$s MwH$Vm ny±Or Ho$ 2 à{VeV go AZ{YH$ Ho$ AnZo Zm_ Ho$ eo`am| H$m eo`aYmaH$ hmo Vmo BgHo$ Cn-{d{Z`_ Ho$ à`moOZ Ho$ {bE Eogo ì`{º$ H$m Cg CnH«$_ _| {H$gr {hV H$m hmoZm Zht _mZm OmEJm&
6. ~mhar {Z`moOZ boZm
(1) H$moB© ̂ r A{YH$mar, ~¢H$ H$s nyd© ñdrH¥${V Ho$ {~Zm, Z Vmo H$moB© ì`dgm` H$aoJm Am¡a Z hr {H$gr ì`dgm` _| àË`jV… AWdm namojV… em{_b hmoJm AWdm H$moB© AÝ` amoOJma Ama§^ H$aoJm… na§Vw ̀ h {H$ H$moB© ̂ r A{YH$mar, Eogr nyd© ñdrH¥${V Ho$ {~Zm gm_m{OH$ AWdm Ym{_©H$ ñdê$n AWdm gm{hpË`H$, H$bmË_H$, d¡km{ZH$, noeoda, gm§ñH¥${VH$, e¡j{UH$, Y_m©W© AWdm gm_m{OH$ ñdê$n H$m Ad¡V{ZH$ H$m`© H$a gH$Vm h¡, ~eV} {H$ Bg àH$ma Ho$ H$m`© go CgHo$ emgH$s` H$Îm©ì`m| H$mo {Zdm©h _| ~mYm Z AmE; naÝVw ̀ {X gj_ àm{YH$mar Ûmam Eogm H$m`© Z H$aZo H$m {ZXoe {X`m OmE Vmo A{YH$mar Bg àH$ma H$m H$m`© Zht H$aoJm AWdm Cgo ~§X H$a XoJm& ñnï>rH$aU- AnZo n[adma Ho$ {H$gr gXñ` Ho$ ñdm{_Ëd dmbr AWdm CgHo$ Ûmam à~§{YV {H$gr ~r_m-EO|gr ̀ m H$_reZ EO|gr Ho$ ì`dgm` Ho$ g_W©Z _| {H$gr A{YH$mar Ûmam àMma {H$E OmZo H$mo Bg Cn {d{Z`_ H$m C„§KZ {H$`m OmZm _mZm OmEJm&
(2) `{X {H$gr A{YH$mar Ho$ n[adma H$m H$moB© gXñ` H$moB© ì`mnma AWdm ì`dgm` H$a ahm hmo AWdm {H$gr ~r_m EO|gr ̀ m H$_reZ EO|gr H$m ñdm_r hmo ̀ m CgH$m à~§YZ H$aVm hmo, Vmo Cº$ A{YH$mar H$mo BgH$s gyMZm ~¢H$ H$mo XoZr hmoJr&
(3) H$moB© ̂ r A{YH$mar ~¢H$ H$s nyd© _§Oyar Ho$ {~Zm, AnZo emgH$s` H$Îm©ì`m| Ho$ {Zdm©h H$mo N>mo‹S>H$a, {H$gr ~¢H$ AWdm {H$gr Eogr AÝ` H§$nZr Ho$ n§OrH$aU, àdV©Z, AWdm à~§YZ _| ̂ mJ Zht boJm, {OgH$m dm{UpÁ`H$ à`moOZm| Ho$ {bE H§$nZr A{Y{Z`_, 2013 (2013 H$m 18) AWdm {H$gr AÝ` H$mZyZ Ho$ A§VJ©V n§OrH¥$V hmoZm Ano{jV h¡& na§Vw ̀ h {H$ H$moB© ̂ r A{YH$mar ghH$mar g{_{V A{Y{Z`_, 1912 (1912 H$m 2) AWdm VËg_` bmJy {H$gr AÝ` {d{Y Ho$ A§VJ©V n§OrH¥$V ghH$mar g{_{V AWdm gmogm`Q>r n§OrH$aU A{Y{Z`_ 1860 (1860 H$m 21) AWdm VËg_` bmJy {H$gr H$mZyZ Ho$ A§VJ©V n§OrH¥$V gm{hpË`H$, d¡km{ZH$ AWdm Y_m©W© gmogm`Q>r Ho$ n§OrH$aU, àdV©Z AWdm à~§YZ _| ^mJ bo gH$Vm h¡&
(4) H$moB© ̂ r A{YH$mar gj_ àm{YH$mar H$s AZw_{V Ho$ {~Zm {H$gr gmd©O{ZH$ {ZH$m` AWdm {H$gr ì`{º$ Ho$ {bE {H$E JE H$m`© H$m H$moB© ewëH$ ñdrH$ma Zht H$aoJm&
(5) No officer shall act as an agent of, or canvass business in favour of, an insurance company or corporation in his individual capacity.
7. Contribution to newspapers, radio etc.
(1) No officer shall, except with the previous sanction of the Competent Authority, own wholly or in part or conduct or participate in the editing or management of any newspaper or any other periodical publication.
(2) No officer shall, except with the previous sanction of the Competent Authority or except in the bonafide discharge of his duties, participate in radio or television broadcast or contribute any article or write any letter either in his own name or anonymously or in the name of any other person to any newspaper or periodical or make public, or publish or cause to be published or pass on to others any document, paper or information which may come into his possession in his official capacity.
(3) No officer shall, except with the previous sanction of the Competent Authority, publish or cause to be published any book or any similar printed matter of which he is the author or not, or deliver, talk or lecture in public meetings or otherwise:
Provided that no such sanction is required if such broadcast or contribution or publication is of a purely literary, artistic, scientific, cultural, educational, religious or social character.
8. Demonstrations.— No officer shall engage himself or participate in any demonstration which is prejudicial to the interests of the Bank or of the sovereignty and integrity of India, the security of the State;
friendly relations with foreign states, public order, decency or morality, or which involves contempt of court, defamation or incitement to an offence.
9. Joining of associations prejudicial to interests of the country.— No officer shall join, or continue to be a member of an association, the objects or activities of which are prejudicial to the interests of the Bank or of the sovereignty and integrity of India or public order or morality.
10. Giving evidence.
(1) Save as provided in sub-regulation (3), no officer shall, except with the previous approval of the Competent Authority, give evidence in connection with any enquiry conducted by any person, committee or authority.
(2) Where any approval has been accorded under sub-regulation (1), no officer giving such evidence shall criticise the policy or any action of the Government or of a State Government or of the Bank.
(3) Nothing in this regulation shall apply to any evidence given —
(a) at an enquiry before an authority appointed by the Government, State Government, Parliament or a State Legislature; or
(b) in any judicial enquiry; or
(c) at any departmental enquiry ordered by the Competent Authority.
109
(5) H$moB© ̂ r A{YH$mar {H$gr ~r_m H§$nZr AWdm {H$gr {ZJ_ Ho$ {bE ̀ m CgHo$ nj _| AnZr ì`{º$JV h¡{g`V go EO|Q> Ho$ ê$n _| H$m`© Zht H$aoJm&
7. g_mMma nÌm|, ao{S>`mo Am{X Ho$ {bE ̀ moJXmZ
(1) H$moB© ̂ r A{YH$mar, gj_ àm{YH$mar H$s nyd© AZw_{V Ho$ {~Zm, {H$gr ̂ r g_mMma nÌ AWdm {H$gr AÝ` Amd{YH$ àH$meZ Ho$ g§nmXZ ̀ m à~§YZ H$m nyU©V… ̀ m A§eV… ñdm{_Ëd ̀ m g§MmbZ g§~§Yr H$m`© Zht H$aoJm&
(2) H$moB© ̂ r A{YH$mar, gj_ àm{YH$mar H$s nyd© AZw_{V AWdm H$Îm©ì`m| Ho$ dmñV{dH$ {Zdm©h H$mo N>mo‹S>H$a ao{S>`mo AWdm Q>obr{dOZ Ho$ {H$gr àgmaU _| ^mJ Zht boJm AWdm AnZo Zm_ go AWdm Jw_Zm_ ê$n go AWdm {H$gr AÝ` ì`{º$ Ho$ Zm_ go {H$gr g_mMma nÌ AWdm Amd{YH$ n{ÌH$m _| H$moB© boI Zht {bIoJm AWdm nÌ Zht {bIoJm AWdm Eogm H$moB© àboI, AmboI AWdm gyMZm gmd©O{ZH$ `m àH$m{eV Zht H$aoJm `m àH$m{eV Zht H$amEJm AWdm {H$Ýht AÝ` ì`{º$`m| H$mo Zht XoJm, Omo CgH$s emgH$s` h¡{g`V go CgHo$ H$ãOo _| Am`m hmo / AmB© hmo&
(3) H$moB© ̂ r A{YH$mar, gj_ àm{YH$mar H$s nyd© ñdrH¥${V H$mo N>mo‹S>H$a, H$moB© Eogr nwñVH$ AWdm Bgr Vah H$s H$moB© _w{ÐV gm_J«r àH$m{eV Zht H$aoJm AWdm àH$m{eV Zht H$amEJm {OgH$m dh boIH$ hmo AWdm Z hmo, AWdm dh gmd©O{ZH$ g^mAm| _| AÝ`Wm H$moB© ̂ mfU ̀ m ì`m»`mZ Zht XoJm :
na§Vw `h {H$ CZ _m_bm| _| Eogr ñdrH¥${V Ano{jV Zht hmoJr `{X Eogm àgmaU AWdm aMZm XoZm AWdm àH$meZ {dewÕ gm{hpË`H$, H$bmË_H$, d¡km{ZH$, gm§ñH¥${VH$, e¡j{UH$, Ym{_©H$ AWdm gm_m{OH$ ñdê$n H$m hmo&
8. àXe©Z - H$moB© ̂ r A{YH$mar {H$gr Eogo àXe©Z _| Z Vmo em{_b hmoJm Am¡a Z hr Cg_| ñd`§ ̂ mJ boJm, Omo ~¢H$ Ho$ {hVm|, ̂ maV H$s à^wgÎmm Am¡a AI§S>Vm, amï´> H$s gwajm, {dXoer amï´>m| Ho$ gmW Ho$ _¡ÌrnyU© g§~§Ym|, gmd©O{ZH$ ì`dñWm {eï>mMma AWdm Z¡{VH$Vm Ho$ à{VHy$b hmo AWdm {Og_| Ý`m`mb` H$s Ad_mZZm, ~XZm_r AWdm {H$gr AnamY H$m ̂ ‹S>H$mZm {Z{hV hmo&
9. Xoe {hV {damoYr g§Km| _| em{_b hmoZm - H$moB© ̂ r A{YH$mar {H$gr Eogo g§K _| Z Vmo em{_b hmoJm AWdm Z hr CgH$m gXñ` ~Zm ahoJm, {OgHo$ CÔoí` AWdm H$m`©H$bmn ~¢H$ Ho$ {hVm| AWdm ̂ maV H$s à^wgÎmm Am¡a AI§S>Vm AWdm gmd©O{ZH$ ì`dñWm AWdm Z¡{VH$Vm Ho$ à{VHy$b hm|&
10. gmú` XoZm
(1) Cn {d{Z`_ (3) _| ̀ Wm Cn~§{YV pñW{V H$mo N>mo‹S>H$a H$moB© ̂ r A{YH$mar gj_ A{YH$mar Ho$ nyd© AZw_moXZ H$mo N>mo‹S>H$a, {H$gr ì`{º$, g{_{V AWdm àm{YH$mar Ûmam g§Mm{bV {H$gr Om§M Ho$ g§~§Y _| H$moB© gmú` Zht XoJm&
(2) Ohm§ Cn {d{Z`_ (1) Ho$ AYrZ H$moB© AZw_moXZ àXmZ H$a {X`m J`m h¡, dhm§ Eogm gmú` XoZo dmbm H$moB© ̂ r A{YH$mar gaH$ma `m {H$gr amÁ` gaH$ma ̀ m ~¢H$ H$s Zr{V ̀ m CgHo$ {H$gr ̂ r H$m`© H$s AmbmoMZm Zht H$aoJm&
(3) Cº$ {d{Z_` H$s H$moB© ̂ r ~mV {ZåZ{bpIV Ho$ g_j {H$gr gmú` na bmJy Zht hmoJr- (H$) gaH$ma, amÁ` gaH$ma, g§gX AWdm amÁ` {dYmZg^m Ûmam {Z`wº$ àm{YH$mar Ho$ g_j H$s OmZo dmbr Om§M _|; AWdm (I) {H$gr Ý`m{`H$ Om§M _|; AWdm (J) gj_ àm{YH$mar Ûmam AmXo{eV H$s JB© {H$gr {d^mJr` Om§M _|&
(5) No officer shall act as an agent of, or canvass business in favour of, an insurance company or corporation in his individual capacity.
7. Contribution to newspapers, radio etc.
(1) No officer shall, except with the previous sanction of the Competent Authority, own wholly or in part or conduct or participate in the editing or management of any newspaper or any other periodical publication.
(2) No officer shall, except with the previous sanction of the Competent Authority or except in the bonafide discharge of his duties, participate in radio or television broadcast or contribute any article or write any letter either in his own name or anonymously or in the name of any other person to any newspaper or periodical or make public, or publish or cause to be published or pass on to others any document, paper or information which may come into his possession in his official capacity.
(3) No officer shall, except with the previous sanction of the Competent Authority, publish or cause to be published any book or any similar printed matter of which he is the author or not, or deliver, talk or lecture in public meetings or otherwise:
Provided that no such sanction is required if such broadcast or contribution or publication is of a purely literary, artistic, scientific, cultural, educational, religious or social character.
8. Demonstrations.— No officer shall engage himself or participate in any demonstration which is prejudicial to the interests of the Bank or of the sovereignty and integrity of India, the security of the State;
friendly relations with foreign states, public order, decency or morality, or which involves contempt of court, defamation or incitement to an offence.
9. Joining of associations prejudicial to interests of the country.— No officer shall join, or continue to be a member of an association, the objects or activities of which are prejudicial to the interests of the Bank or of the sovereignty and integrity of India or public order or morality.
10. Giving evidence.
(1) Save as provided in sub-regulation (3), no officer shall, except with the previous approval of the Competent Authority, give evidence in connection with any enquiry conducted by any person, committee or authority.
(2) Where any approval has been accorded under sub-regulation (1), no officer giving such evidence shall criticise the policy or any action of the Government or of a State Government or of the Bank.
(3) Nothing in this regulation shall apply to any evidence given —
(a) at an enquiry before an authority appointed by the Government, State Government, Parliament or a State Legislature; or
(b) in any judicial enquiry; or
(c) at any departmental enquiry ordered by the Competent Authority.
109
(5) H$moB© ̂ r A{YH$mar {H$gr ~r_m H§$nZr AWdm {H$gr {ZJ_ Ho$ {bE ̀ m CgHo$ nj _| AnZr ì`{º$JV h¡{g`V go EO|Q> Ho$ ê$n _| H$m`© Zht H$aoJm&
7. g_mMma nÌm|, ao{S>`mo Am{X Ho$ {bE ̀ moJXmZ
(1) H$moB© ̂ r A{YH$mar, gj_ àm{YH$mar H$s nyd© AZw_{V Ho$ {~Zm, {H$gr ̂ r g_mMma nÌ AWdm {H$gr AÝ` Amd{YH$ àH$meZ Ho$ g§nmXZ ̀ m à~§YZ H$m nyU©V… ̀ m A§eV… ñdm{_Ëd ̀ m g§MmbZ g§~§Yr H$m`© Zht H$aoJm&
(2) H$moB© ̂ r A{YH$mar, gj_ àm{YH$mar H$s nyd© AZw_{V AWdm H$Îm©ì`m| Ho$ dmñV{dH$ {Zdm©h H$mo N>mo‹S>H$a ao{S>`mo AWdm Q>obr{dOZ Ho$ {H$gr àgmaU _| ^mJ Zht boJm AWdm AnZo Zm_ go AWdm Jw_Zm_ ê$n go AWdm {H$gr AÝ` ì`{º$ Ho$ Zm_ go {H$gr g_mMma nÌ AWdm Amd{YH$ n{ÌH$m _| H$moB© boI Zht {bIoJm AWdm nÌ Zht {bIoJm AWdm Eogm H$moB© àboI, AmboI AWdm gyMZm gmd©O{ZH$ `m àH$m{eV Zht H$aoJm `m àH$m{eV Zht H$amEJm AWdm {H$Ýht AÝ` ì`{º$`m| H$mo Zht XoJm, Omo CgH$s emgH$s` h¡{g`V go CgHo$ H$ãOo _| Am`m hmo / AmB© hmo&
(3) H$moB© ̂ r A{YH$mar, gj_ àm{YH$mar H$s nyd© ñdrH¥${V H$mo N>mo‹S>H$a, H$moB© Eogr nwñVH$ AWdm Bgr Vah H$s H$moB© _w{ÐV gm_J«r àH$m{eV Zht H$aoJm AWdm àH$m{eV Zht H$amEJm {OgH$m dh boIH$ hmo AWdm Z hmo, AWdm dh gmd©O{ZH$ g^mAm| _| AÝ`Wm H$moB© ̂ mfU ̀ m ì`m»`mZ Zht XoJm :
na§Vw `h {H$ CZ _m_bm| _| Eogr ñdrH¥${V Ano{jV Zht hmoJr `{X Eogm àgmaU AWdm aMZm XoZm AWdm àH$meZ {dewÕ gm{hpË`H$, H$bmË_H$, d¡km{ZH$, gm§ñH¥${VH$, e¡j{UH$, Ym{_©H$ AWdm gm_m{OH$ ñdê$n H$m hmo&
8. àXe©Z - H$moB© ̂ r A{YH$mar {H$gr Eogo àXe©Z _| Z Vmo em{_b hmoJm Am¡a Z hr Cg_| ñd`§ ̂ mJ boJm, Omo ~¢H$ Ho$ {hVm|, ̂ maV H$s à^wgÎmm Am¡a AI§S>Vm, amï´> H$s gwajm, {dXoer amï´>m| Ho$ gmW Ho$ _¡ÌrnyU© g§~§Ym|, gmd©O{ZH$ ì`dñWm {eï>mMma AWdm Z¡{VH$Vm Ho$ à{VHy$b hmo AWdm {Og_| Ý`m`mb` H$s Ad_mZZm, ~XZm_r AWdm {H$gr AnamY H$m ̂ ‹S>H$mZm {Z{hV hmo&
9. Xoe {hV {damoYr g§Km| _| em{_b hmoZm - H$moB© ̂ r A{YH$mar {H$gr Eogo g§K _| Z Vmo em{_b hmoJm AWdm Z hr CgH$m gXñ` ~Zm ahoJm, {OgHo$ CÔoí` AWdm H$m`©H$bmn ~¢H$ Ho$ {hVm| AWdm ̂ maV H$s à^wgÎmm Am¡a AI§S>Vm AWdm gmd©O{ZH$ ì`dñWm AWdm Z¡{VH$Vm Ho$ à{VHy$b hm|&
10. gmú` XoZm
(1) Cn {d{Z`_ (3) _| ̀ Wm Cn~§{YV pñW{V H$mo N>mo‹S>H$a H$moB© ̂ r A{YH$mar gj_ A{YH$mar Ho$ nyd© AZw_moXZ H$mo N>mo‹S>H$a, {H$gr ì`{º$, g{_{V AWdm àm{YH$mar Ûmam g§Mm{bV {H$gr Om§M Ho$ g§~§Y _| H$moB© gmú` Zht XoJm&
(2) Ohm§ Cn {d{Z`_ (1) Ho$ AYrZ H$moB© AZw_moXZ àXmZ H$a {X`m J`m h¡, dhm§ Eogm gmú` XoZo dmbm H$moB© ̂ r A{YH$mar gaH$ma `m {H$gr amÁ` gaH$ma ̀ m ~¢H$ H$s Zr{V ̀ m CgHo$ {H$gr ̂ r H$m`© H$s AmbmoMZm Zht H$aoJm&
(3) Cº$ {d{Z_` H$s H$moB© ̂ r ~mV {ZåZ{bpIV Ho$ g_j {H$gr gmú` na bmJy Zht hmoJr- (H$) gaH$ma, amÁ` gaH$ma, g§gX AWdm amÁ` {dYmZg^m Ûmam {Z`wº$ àm{YH$mar Ho$ g_j H$s OmZo dmbr Om§M _|; AWdm (I) {H$gr Ý`m{`H$ Om§M _|; AWdm (J) gj_ àm{YH$mar Ûmam AmXo{eV H$s JB© {H$gr {d^mJr` Om§M _|&
11. Public demonstrations in honour of bank officers.
(1) No officer shall, except with the previous sanction of the competent authority, receive any complimentary or valedictory address or accept any testimonial or attend any meeting or entertainment held in his honour, or in the honour of any other employee of the bank:
Provided that nothing in this sub-regulation shall apply to,—
(a) a farewell function of a substantially private and informal character held in honour of the officer or any other officer or employee of the Bank on the occasion of his retirement or transfer or retirement or transfer of any officer or employee who has recently quit the service of the bank; and
(b) the acceptance of simple and inexpensive function arranged by the association of officers of the Bank, if any.
(2) No officer shall either directly or indirectly exercise pressure or influence on any officer or employee of the Bank or induce or compel him to subscribe towards any farewell entertainment.
(3) No officer shall collect subscription for farewell function from any intermediate or lower grade employee for the function of any employee belonging to any higher grade.
12. Seeking to influence.— No officer shall bring or attempt to bring any political or other outside influence to bear upon any superior authority to further his interests in respect of matters pertaining to his service under the Bank.
13. Absence from duty.
(1) No officer shall absent himself from duty or be late in attending office or leave the station of posting without prior permission of the Competent Authority:
Provided that in the case of unavoidable circumstances where availing of prior permission is not possible or is difficult, such permission may be obtained later subject to the satisfaction of the Competent Authority that such a permission could not have been obtained earlier.
(2) No officer shall normally absent himself in case of sickness or accident without submitting a proper medical certificate:
Provided that in the case of temporary indisposition or sickness of a casual nature, the production of a medical certificate may, at the discretion of the Competent Authority, be dispensed with.
14. Acceptance of gifts.— Save as otherwise provided in these regulations, no officer shall accept or permit any member of his family or any person acting on his behalf to accept any gift.
Explanation.—For the purposes of this regulation, the expression “gift” shall include free transport, boarding, lodging or other service or any other pecuniary advantage when provided by any person other than a near relative or a personal friend having no official dealings with the officer.
1211
11. ~¢H$ Ho$ A{YH$m[a`m| Ho$ gå_mZ _| gmd©O{ZH$ g^m
(1) H$moB© ^r A{YH$mar, gj_ àm{YH$mar go nyd© ñdrH¥${V Ho$ {~Zm, {H$gr ^r àH$ma H$m _mZmW© AWdm {dXmB© A{^dmXZ AWdm AnZo ̀ m ~¢H$ Ho$ {H$gr AÝ` H$_©Mmar Ho$ gå_mZ _| H$moB© Cnhma ñdrH$ma Zht H$aoJm AWdm AnZo ̀ m {H$gr AÝ` A{YH$mar Ho$ gå_mZ _| Am`mo{OV {H$gr ̂ r ~¡R>H$ _| CnpñWV Zht hmoJm AWdm Cg ~¡R>H$ H$mo g§~mo{YV Zht H$aoJm :
na§Vw ̀ h {H$ Bg Cn {d{Z`_ H$s H$moB© ̂ r ~mV {ZåZ{bpIV na bmJy Zht hmoJr - (H$) A{YH$mar `m {H$gr AÝ` A{YH$mar `m H$_©Mmar H$s godm{Zd¥{Îm AWdm ñWmZm§VaU na CgHo$ gå_mZ _| Am`mo{OV AWdm {H$gr Eogo A{YH$mar `m H$_©Mmar Ho$ gå_mZ _| Am`mo{OV {ZOr Am¡a AZm¡nMm[aH$ ñdê$n H$m {dXmB© g_mamoh, {OgZo hmb hr _| ~¢H$ H$s godmAm| go Ë`mJnÌ {X`m hmo; Am¡a (I) ~¢H$ Ho$ A{YH$m[a`m| Ho$ g§K, ̀ {X H$moB© h¡ Vmo, Ûmam Am`mo{OV gmYmaU Am¡a {_Vì``r g_mamoh H$mo ñdrH$ma H$aZm&
(2) H$moB© ̂ r A{YH$mar ~¢H$ Ho$ {H$gr ̂ r A{YH$mar ̀ m H$_©Mmar na {dXmB© g_mamoh Ho$ {bE ̀ moJXmZ XoZo Ho$ {bE àË`j ̀ m AàË`j ê$n go X~md Zht S>mboJm Am¡a Z hr Cgo ~mÜ` H$aoJm&
(3) H$moB© ̂ r A{YH$mar {H$gr CƒVa J«oS> Ho$ A{YH$mar Ho$ {dXmB© g_mamoh Ho$ {bE {H$gr _Ü`_ ̀ m {ZåZ J«oS> Ho$ A{YH$mar go ̀ moJXmZ BH$Æ>m Zht H$aoJm&
12. à^md S>mbZo H$m à`mg H$aZm - H$moB© ̂ r A{YH$mar ~¢H$ Ho$ AYrZ AnZr godm go g§~§{YV _m_bm| _| AnZo {hVm| H$mo gmYZo Ho$ {bE d[að> àm{YH$mar na H$moB© amOZ¡{VH$ AWdm AÝ` ~mhar à^md bmZo AWdm S>mbZo H$m à`mg Zht H$aoJm&
13. S>çyQ>r go AZwnpñW{V
(1) H$moB© ̂ r A{YH$mar gj_ àm{YH$mar H$s nyd© AZw_{V àmá {H$E {~Zm AnZr S>çyQ>r go AZwnpñWV Zht ahoJm ̀ m H$m`m©b` Xoar go Zht AmEJm AWdm V¡ZmVr ñWmZ Zht N>mo‹S>oJm:
na§Vw ̀ h {H$ An[ahm`© n[apñW{V`m| Ho$ {Og _m_bo _| nyd© AZw_{V àmá H$aZm g§^d Z hmo AWdm H${R>Z hmo, dhm§ Eogr AZw_{V gj_ àm{YH$mar H$s Bg g§Vw{ï> Ho$ AYrZ ~mX _| àmá H$s Om gH$Vr h¡ {H$ Eogr AZw_{V nhbo àmá Zht H$s Om gH$Vr Wr&
(2) H$moB© ̂ r A{YH$mar ~r_mar ̀ m XþK©Q>Zm Ho$ _m_bo _| AñdñWVm H$m C{MV à_mUnÌ àñVwV {H$E {~Zm gm_mÝ`V… AZwnpñWV Zht hmoJm :
na§Vw ̀ h eV© h¡ {H$ AñWm`r AñdñWVm AWdm AmH$pñ_H$ ñdê$n H$s ~r_mar Ho$ _m_bo _| gj_ àm{YH$mar Ho$ {ddoH$m{YH$ma go AñdñWVm à_mUnÌ àñVwV H$aZo go Ny>Q> Xr Om gH$Vr h¡&
14. Cnhma ñdrH$ma H$aZm - BZ {d{Z`_m| _| AÝ`Wm Cn~§{YV Z hmo, Vmo H$moB© ̂ r A{YH$mar H$moB© Cnhma ñdrH$ma Zht H$aoJm AWdm AnZo n[adma Ho$ {H$gr gXñ` AWdm CgH$s Amoa go H$m`© H$aZo dmbo {H$gr ì`{º$ H$mo Cnhma ñdrH$ma H$aZo H$s AZw_{V Zht XoJm& ñnï>rH$aU- Bg {d{Z`_ Ho$ à`moOZm| Ho$ {bE ''Cnhma'' H$m AW© {Z…ewëH$ n[adhZ, ̂ moOZ, R>haZo H$s ì`dñWm AWdm AÝ` godm AWdm H$moB© AÝ` Am{W©H$ bm^ em{_b h¡, Omo A{YH$mar Ho$ {ZH$Q> g§~§Yr AWdm CgHo$ gmW emgH$s` ì`dhma Z aIZo dmbo {ZOr {_Ì H$mo N>mo‹S>H$a {H$gr AÝ` ì`{º$ Ûmam àXmZ {H$`m J`m hmo&
11. Public demonstrations in honour of bank officers.
(1) No officer shall, except with the previous sanction of the competent authority, receive any complimentary or valedictory address or accept any testimonial or attend any meeting or entertainment held in his honour, or in the honour of any other employee of the bank:
Provided that nothing in this sub-regulation shall apply to,—
(a) a farewell function of a substantially private and informal character held in honour of the officer or any other officer or employee of the Bank on the occasion of his retirement or transfer or retirement or transfer of any officer or employee who has recently quit the service of the bank; and
(b) the acceptance of simple and inexpensive function arranged by the association of officers of the Bank, if any.
(2) No officer shall either directly or indirectly exercise pressure or influence on any officer or employee of the Bank or induce or compel him to subscribe towards any farewell entertainment.
(3) No officer shall collect subscription for farewell function from any intermediate or lower grade employee for the function of any employee belonging to any higher grade.
12. Seeking to influence.— No officer shall bring or attempt to bring any political or other outside influence to bear upon any superior authority to further his interests in respect of matters pertaining to his service under the Bank.
13. Absence from duty.
(1) No officer shall absent himself from duty or be late in attending office or leave the station of posting without prior permission of the Competent Authority:
Provided that in the case of unavoidable circumstances where availing of prior permission is not possible or is difficult, such permission may be obtained later subject to the satisfaction of the Competent Authority that such a permission could not have been obtained earlier.
(2) No officer shall normally absent himself in case of sickness or accident without submitting a proper medical certificate:
Provided that in the case of temporary indisposition or sickness of a casual nature, the production of a medical certificate may, at the discretion of the Competent Authority, be dispensed with.
14. Acceptance of gifts.— Save as otherwise provided in these regulations, no officer shall accept or permit any member of his family or any person acting on his behalf to accept any gift.
Explanation.—For the purposes of this regulation, the expression “gift” shall include free transport, boarding, lodging or other service or any other pecuniary advantage when provided by any person other than a near relative or a personal friend having no official dealings with the officer.
1211
11. ~¢H$ Ho$ A{YH$m[a`m| Ho$ gå_mZ _| gmd©O{ZH$ g^m
(1) H$moB© ^r A{YH$mar, gj_ àm{YH$mar go nyd© ñdrH¥${V Ho$ {~Zm, {H$gr ^r àH$ma H$m _mZmW© AWdm {dXmB© A{^dmXZ AWdm AnZo ̀ m ~¢H$ Ho$ {H$gr AÝ` H$_©Mmar Ho$ gå_mZ _| H$moB© Cnhma ñdrH$ma Zht H$aoJm AWdm AnZo ̀ m {H$gr AÝ` A{YH$mar Ho$ gå_mZ _| Am`mo{OV {H$gr ̂ r ~¡R>H$ _| CnpñWV Zht hmoJm AWdm Cg ~¡R>H$ H$mo g§~mo{YV Zht H$aoJm :
na§Vw ̀ h {H$ Bg Cn {d{Z`_ H$s H$moB© ̂ r ~mV {ZåZ{bpIV na bmJy Zht hmoJr - (H$) A{YH$mar `m {H$gr AÝ` A{YH$mar `m H$_©Mmar H$s godm{Zd¥{Îm AWdm ñWmZm§VaU na CgHo$ gå_mZ _| Am`mo{OV AWdm {H$gr Eogo A{YH$mar `m H$_©Mmar Ho$ gå_mZ _| Am`mo{OV {ZOr Am¡a AZm¡nMm[aH$ ñdê$n H$m {dXmB© g_mamoh, {OgZo hmb hr _| ~¢H$ H$s godmAm| go Ë`mJnÌ {X`m hmo; Am¡a (I) ~¢H$ Ho$ A{YH$m[a`m| Ho$ g§K, ̀ {X H$moB© h¡ Vmo, Ûmam Am`mo{OV gmYmaU Am¡a {_Vì``r g_mamoh H$mo ñdrH$ma H$aZm&
(2) H$moB© ̂ r A{YH$mar ~¢H$ Ho$ {H$gr ̂ r A{YH$mar ̀ m H$_©Mmar na {dXmB© g_mamoh Ho$ {bE ̀ moJXmZ XoZo Ho$ {bE àË`j ̀ m AàË`j ê$n go X~md Zht S>mboJm Am¡a Z hr Cgo ~mÜ` H$aoJm&
(3) H$moB© ̂ r A{YH$mar {H$gr CƒVa J«oS> Ho$ A{YH$mar Ho$ {dXmB© g_mamoh Ho$ {bE {H$gr _Ü`_ ̀ m {ZåZ J«oS> Ho$ A{YH$mar go ̀ moJXmZ BH$Æ>m Zht H$aoJm&
12. à^md S>mbZo H$m à`mg H$aZm - H$moB© ̂ r A{YH$mar ~¢H$ Ho$ AYrZ AnZr godm go g§~§{YV _m_bm| _| AnZo {hVm| H$mo gmYZo Ho$ {bE d[að> àm{YH$mar na H$moB© amOZ¡{VH$ AWdm AÝ` ~mhar à^md bmZo AWdm S>mbZo H$m à`mg Zht H$aoJm&
13. S>çyQ>r go AZwnpñW{V
(1) H$moB© ̂ r A{YH$mar gj_ àm{YH$mar H$s nyd© AZw_{V àmá {H$E {~Zm AnZr S>çyQ>r go AZwnpñWV Zht ahoJm ̀ m H$m`m©b` Xoar go Zht AmEJm AWdm V¡ZmVr ñWmZ Zht N>mo‹S>oJm:
na§Vw ̀ h {H$ An[ahm`© n[apñW{V`m| Ho$ {Og _m_bo _| nyd© AZw_{V àmá H$aZm g§^d Z hmo AWdm H${R>Z hmo, dhm§ Eogr AZw_{V gj_ àm{YH$mar H$s Bg g§Vw{ï> Ho$ AYrZ ~mX _| àmá H$s Om gH$Vr h¡ {H$ Eogr AZw_{V nhbo àmá Zht H$s Om gH$Vr Wr&
(2) H$moB© ̂ r A{YH$mar ~r_mar ̀ m XþK©Q>Zm Ho$ _m_bo _| AñdñWVm H$m C{MV à_mUnÌ àñVwV {H$E {~Zm gm_mÝ`V… AZwnpñWV Zht hmoJm :
na§Vw ̀ h eV© h¡ {H$ AñWm`r AñdñWVm AWdm AmH$pñ_H$ ñdê$n H$s ~r_mar Ho$ _m_bo _| gj_ àm{YH$mar Ho$ {ddoH$m{YH$ma go AñdñWVm à_mUnÌ àñVwV H$aZo go Ny>Q> Xr Om gH$Vr h¡&
14. Cnhma ñdrH$ma H$aZm - BZ {d{Z`_m| _| AÝ`Wm Cn~§{YV Z hmo, Vmo H$moB© ̂ r A{YH$mar H$moB© Cnhma ñdrH$ma Zht H$aoJm AWdm AnZo n[adma Ho$ {H$gr gXñ` AWdm CgH$s Amoa go H$m`© H$aZo dmbo {H$gr ì`{º$ H$mo Cnhma ñdrH$ma H$aZo H$s AZw_{V Zht XoJm& ñnï>rH$aU- Bg {d{Z`_ Ho$ à`moOZm| Ho$ {bE ''Cnhma'' H$m AW© {Z…ewëH$ n[adhZ, ̂ moOZ, R>haZo H$s ì`dñWm AWdm AÝ` godm AWdm H$moB© AÝ` Am{W©H$ bm^ em{_b h¡, Omo A{YH$mar Ho$ {ZH$Q> g§~§Yr AWdm CgHo$ gmW emgH$s` ì`dhma Z aIZo dmbo {ZOr {_Ì H$mo N>mo‹S>H$a {H$gr AÝ` ì`{º$ Ûmam àXmZ {H$`m J`m hmo& 14
Provided that, —
(a) a casual meal, lift or other social hospitality shall not be deemed to be a gift;
(b) on occasions such as marriages, anniversaries, funerals or religious functions when making of gifts is in conformity with the prevailing religious or social practice, an officer may accept gifts from his near relatives but he shall make a report to the Competent Authority if the value of the gifts exceeds Rs. 5,000/-;
(c) on such occasions as specified in clause (b), an officer may also accept gifts from his personal friends having no official dealings with him but he shall make a report to the Competent Authority if the value of such gifts exceeds Rs. 1,500/-;
(d) in any other case, the officer shall not accept any gift without the sanction of the Competent Authority, if the value of the gifts exceeds Rs. 250/-:
Provided further that when more than one gift has been received from the same person or concern within a period of twelve months, the matter shall be reported to the Competent Authority if the aggregate value thereof exceeds Rs. 2,000/-.
(e) No officer shall —
(i) give or take or abet the giving or taking of dowry; or
(ii) demand, directly or indirectly from the parents or guardian of a bride or bridegroom, as the case may be, any dowry;
Explanation.—For the purposes of this sub-regulation,“dowry” has the same meaning as assigned to it in the Dowry Prohibition Act, 1961 (28 of 1961).
15. Lendings and borrowings.— No officer shall, in his individual capacity,
(i) borrow or permit any member of his family to borrow or otherwise place himself or a member of his family under a pecuniary obligation to a broker or a money lender or a subordinate employee of the Bank or any person, association of persons, firm, company or institution, whether incorporated or not, having dealings with the Bank;
(ii) buy or sell stocks, shares, or securities of any description without funds to meet the full cost in the case of a purchase of scrips or delivery in the case of a sale;
(iii) incur debts at a race meeting;
(iv) lend money in private capacity to a constituent of the Bank or have personal dealings with such constituent in the purchase or sale of bills of exchange, government paper or any other securities; and
(v) guarantee in his private capacity the pecuniary obligations of another person or agree to indemnify in such capacity another person from loss except with the previous permission of the Competent Authority:
Provided that an officer may, give to or accept from a relative or personal friend a temporary loan of a small amount free of interest, or operate a credit account with a bonafide tradesman or make an advance of pay to his private employee:
13 ~eV} {H$ - (H$) Z¡{_{ÎmH$ ̂ moOZ, {bâQ>, ̀ m AÝ` gm_m{OH$ Amd^JV H$mo Cnhma Zht _mZm OmEJm;
(I) {ddmhm|, df©Jm§R>m|, A§Ë`o{ï>`m| AWdm Ym{_©H$ CËgdm| O¡go {OZ Adgam| na Cnhma XoZm àM{bV Ym{_©H$ AWdm gm_m{OH$ n[anmQ>r h¡, dhm§ A{YH$mar AnZo {ZH$Q> g§~§{Y`m| go Cnhma ñdrH$ma H$a gH$Vm h¡, na§Vw ̀ {X Cnhmam| H$m _yë` 5000/- énE go A{YH$ hmo, Vmo dh gj_ àm{YH$mar H$mo BgH$s gyMZm XoJm;
(J) I§S> (I) _| `Wm {Z{X©ï> Eogo Adgam| na A{YH$mar AnZo gmW H$moB© emgH$s` ì`dhma Z aIZo dmbo ì`{º$JV {_Ìm| go ^r Cnhma ñdrH$ma H$a gH$Vm h¡ na§Vw ̀ {X Eogo Cnhmam| H$m _yë` 1500/- énE go A{YH$ hmo Vmo dh gj_ àm{YH$mar H$mo BgH$s gyMZm XoJm;
(K) {H$gr AÝ` _m_bo _| A{YH$mar gj_ àm{YH$mar H$s ñdrH¥${V Ho$ {~Zm Eogm H$moB© Cnhma ñdrH$ma Zht H$aoJm {OgH$m _yë` 250/- énE go A{YH$ hmo;
na§Vw ̀ h {H$ O~ EH$ hr ì`{º$ AWdm g§~§{YV go 12 _hrZm| H$s Ad{Y _| EH$ go A{YH$ Cnhma àmá {H$E JE hm| Am¡a CZH$m Hw$b _yë` 2000/- énE go A{YH$ hmo Vmo Bg _m_bo H$s gyMZm gj_ àm{YH$mar H$mo Xr OmEJr& (L) H$moB© ̂ r A{YH$mar -
(i) Z Vmo XhoO XoJm AWdm Z hr boJm AWdm Z hr dh XhoO boZo AWdm XoZo Ho$ {bE Adào[aV H$aoJm; AWdm
(ii) dYy ̀ m da Ho$ _mVm-{nVm AWdm A{^^mdH$ go, O¡gm ̂ r _m_bm hmo, {H$gr ̂ r àH$ma Ho$ XhoO H$s àË`j AWdm AàË`j ê$n go _m§J Zht H$aoJm;
ñnï>rH$aU- Bg Cn {d{Z`_ Ho$ à`moOZm| Ho$ {bE, XhoO go dhr AW© A{^àoV h¡ Omo XhoO à{VfoY A{Y{Z`_, 1961 (1961 H$m 28) _| C{„pIV h¡&
15. CYma XoZm Am¡a boZm- H$moB© ̂ r A{YH$mar AnZr ì`{º$JV h¡{g`V go
(i) ~¢H$ Ho$ gmW boZ-XoZ H$aZo dmbo {H$gr Xbmb AWdm gmhÿH$ma, AWdm ~¢H$ Ho$ AYrZñW H$_©Mmar AWdm {H$gr ì`{º$, ì`{º$`m| Ho$ g§K, \$_©, H§$nZr AWdm g§ñWm Ho$ Am{W©H$ Xm{`Ëd Zht S>mboJm, ̂ bo hr dh {ZJ{_V hmo ̀ m Z hmo go CYma Zht boJm AWdm AnZo n[adma Ho$ {H$gr gXñ` H$mo CYma boZo H$s AZw_{V Zht XoJm VWm ñd`§ ̀ m AnZo n[adma Ho$ {H$gr gXñ` H$mo BZgo {H$gr àH$ma Ho$ Am{W©H$ bm^ Zht boZo XoJm;
(ii) pñH«$n H$s IarX AWdm {~H«$s Ho$ _m_bo _| àXm` ({S>brdar) H$s bmJV H$mo nyam H$aZo Ho$ {bE {H$gr ̂ r {ddaU Ho$ ñQ>m°H$, eo`a AWdm à{V^y{V`m§ {Z{Y`m| Ho$ {~Zm Zht IarXoJm AWdm ~oMoJm;
(iii) {H$gr Kw‹S>Xm¡‹S> Ho$ Am`moOZ Ho$ {bE H$O© Zht boJm;
(iv) ~¢H$ Ho$ {H$gr g§~§{YV H$mo {ZOr h¡{g`V go YZ CYma Zht XoJm AWdm {d{Z_` {~bm|, gaH$mar nÌm| AWdm AÝ` à{V^y{V`m| H$s IarX Am¡a {~H«$s _| Eogo J«mhH$/ g§~§{YV Ho$ gmW H$moB© ì`{º$JV boZ-XoZ Zht H$aoJm; VWm
(v) {H$gr AÝ` ì`{º$ Ho$ Am{W©H$ Xm{`Ëdm| H$s Jma§Q>r AnZr {ZOr h¡{g`V go Zht XoJm AWdm Eogr h¡{g`V go Z hr {H$gr AÝ` ì`{º$ H$mo, gj_ àm{YH$mar H$s nyd© AZw_{V H$mo N>mo‹S>H$a hm{Z H$s j{Vny{V© H$aZo Ho$ {bE gh_V hmoJm:
na§Vw ̀ h {H$ H$moB© ̂ r A{YH$mar {H$gr g§~§Yr AWdm {ZOr {_Ì H$mo H$_ am{e H$m ã`mO a{hV {dewÕ AñWm`r F$U Xo gH$Vm h¡ AWdm Cggo ñdrH$ma H$a gH$Vm h¡ AWdm `h dmñV{dH$ ì`mnmar (Q´>oS²g_¡Z) Ho$ gmW CYmar ImVm Mbm gH$Vm h¡ AWdm AnZo {ZOr H$_©Mmar H$mo doVZ H$m A{J«_ Xo gH$Vm h¡;
14
Provided that, —
(a) a casual meal, lift or other social hospitality shall not be deemed to be a gift;
(b) on occasions such as marriages, anniversaries, funerals or religious functions when making of gifts is in conformity with the prevailing religious or social practice, an officer may accept gifts from his near relatives but he shall make a report to the Competent Authority if the value of the gifts exceeds Rs. 5,000/-;
(c) on such occasions as specified in clause (b), an officer may also accept gifts from his personal friends having no official dealings with him but he shall make a report to the Competent Authority if the value of such gifts exceeds Rs. 1,500/-;
(d) in any other case, the officer shall not accept any gift without the sanction of the Competent Authority, if the value of the gifts exceeds Rs. 250/-:
Provided further that when more than one gift has been received from the same person or concern within a period of twelve months, the matter shall be reported to the Competent Authority if the aggregate value thereof exceeds Rs. 2,000/-.
(e) No officer shall —
(i) give or take or abet the giving or taking of dowry; or
(ii) demand, directly or indirectly from the parents or guardian of a bride or bridegroom, as the case may be, any dowry;
Explanation.—For the purposes of this sub-regulation,“dowry” has the same meaning as assigned to it in the Dowry Prohibition Act, 1961 (28 of 1961).
15. Lendings and borrowings.— No officer shall, in his individual capacity,
(i) borrow or permit any member of his family to borrow or otherwise place himself or a member of his family under a pecuniary obligation to a broker or a money lender or a subordinate employee of the Bank or any person, association of persons, firm, company or institution, whether incorporated or not, having dealings with the Bank;
(ii) buy or sell stocks, shares, or securities of any description without funds to meet the full cost in the case of a purchase of scrips or delivery in the case of a sale;
(iii) incur debts at a race meeting;
(iv) lend money in private capacity to a constituent of the Bank or have personal dealings with such constituent in the purchase or sale of bills of exchange, government paper or any other securities; and
(v) guarantee in his private capacity the pecuniary obligations of another person or agree to indemnify in such capacity another person from loss except with the previous permission of the Competent Authority:
Provided that an officer may, give to or accept from a relative or personal friend a temporary loan of a small amount free of interest, or operate a credit account with a bonafide tradesman or make an advance of pay to his private employee:
13 ~eV} {H$ - (H$) Z¡{_{ÎmH$ ̂ moOZ, {bâQ>, ̀ m AÝ` gm_m{OH$ Amd^JV H$mo Cnhma Zht _mZm OmEJm;
(I) {ddmhm|, df©Jm§R>m|, A§Ë`o{ï>`m| AWdm Ym{_©H$ CËgdm| O¡go {OZ Adgam| na Cnhma XoZm àM{bV Ym{_©H$ AWdm gm_m{OH$ n[anmQ>r h¡, dhm§ A{YH$mar AnZo {ZH$Q> g§~§{Y`m| go Cnhma ñdrH$ma H$a gH$Vm h¡, na§Vw ̀ {X Cnhmam| H$m _yë` 5000/- énE go A{YH$ hmo, Vmo dh gj_ àm{YH$mar H$mo BgH$s gyMZm XoJm;
(J) I§S> (I) _| `Wm {Z{X©ï> Eogo Adgam| na A{YH$mar AnZo gmW H$moB© emgH$s` ì`dhma Z aIZo dmbo ì`{º$JV {_Ìm| go ^r Cnhma ñdrH$ma H$a gH$Vm h¡ na§Vw ̀ {X Eogo Cnhmam| H$m _yë` 1500/- énE go A{YH$ hmo Vmo dh gj_ àm{YH$mar H$mo BgH$s gyMZm XoJm;
(K) {H$gr AÝ` _m_bo _| A{YH$mar gj_ àm{YH$mar H$s ñdrH¥${V Ho$ {~Zm Eogm H$moB© Cnhma ñdrH$ma Zht H$aoJm {OgH$m _yë` 250/- énE go A{YH$ hmo;
na§Vw ̀ h {H$ O~ EH$ hr ì`{º$ AWdm g§~§{YV go 12 _hrZm| H$s Ad{Y _| EH$ go A{YH$ Cnhma àmá {H$E JE hm| Am¡a CZH$m Hw$b _yë` 2000/- énE go A{YH$ hmo Vmo Bg _m_bo H$s gyMZm gj_ àm{YH$mar H$mo Xr OmEJr& (L) H$moB© ̂ r A{YH$mar -
(i) Z Vmo XhoO XoJm AWdm Z hr boJm AWdm Z hr dh XhoO boZo AWdm XoZo Ho$ {bE Adào[aV H$aoJm; AWdm
(ii) dYy ̀ m da Ho$ _mVm-{nVm AWdm A{^^mdH$ go, O¡gm ̂ r _m_bm hmo, {H$gr ̂ r àH$ma Ho$ XhoO H$s àË`j AWdm AàË`j ê$n go _m§J Zht H$aoJm;
ñnï>rH$aU- Bg Cn {d{Z`_ Ho$ à`moOZm| Ho$ {bE, XhoO go dhr AW© A{^àoV h¡ Omo XhoO à{VfoY A{Y{Z`_, 1961 (1961 H$m 28) _| C{„pIV h¡&
15. CYma XoZm Am¡a boZm- H$moB© ̂ r A{YH$mar AnZr ì`{º$JV h¡{g`V go
(i) ~¢H$ Ho$ gmW boZ-XoZ H$aZo dmbo {H$gr Xbmb AWdm gmhÿH$ma, AWdm ~¢H$ Ho$ AYrZñW H$_©Mmar AWdm {H$gr ì`{º$, ì`{º$`m| Ho$ g§K, \$_©, H§$nZr AWdm g§ñWm Ho$ Am{W©H$ Xm{`Ëd Zht S>mboJm, ̂ bo hr dh {ZJ{_V hmo ̀ m Z hmo go CYma Zht boJm AWdm AnZo n[adma Ho$ {H$gr gXñ` H$mo CYma boZo H$s AZw_{V Zht XoJm VWm ñd`§ ̀ m AnZo n[adma Ho$ {H$gr gXñ` H$mo BZgo {H$gr àH$ma Ho$ Am{W©H$ bm^ Zht boZo XoJm;
(ii) pñH«$n H$s IarX AWdm {~H«$s Ho$ _m_bo _| àXm` ({S>brdar) H$s bmJV H$mo nyam H$aZo Ho$ {bE {H$gr ̂ r {ddaU Ho$ ñQ>m°H$, eo`a AWdm à{V^y{V`m§ {Z{Y`m| Ho$ {~Zm Zht IarXoJm AWdm ~oMoJm;
(iii) {H$gr Kw‹S>Xm¡‹S> Ho$ Am`moOZ Ho$ {bE H$O© Zht boJm;
(iv) ~¢H$ Ho$ {H$gr g§~§{YV H$mo {ZOr h¡{g`V go YZ CYma Zht XoJm AWdm {d{Z_` {~bm|, gaH$mar nÌm| AWdm AÝ` à{V^y{V`m| H$s IarX Am¡a {~H«$s _| Eogo J«mhH$/ g§~§{YV Ho$ gmW H$moB© ì`{º$JV boZ-XoZ Zht H$aoJm; VWm
(v) {H$gr AÝ` ì`{º$ Ho$ Am{W©H$ Xm{`Ëdm| H$s Jma§Q>r AnZr {ZOr h¡{g`V go Zht XoJm AWdm Eogr h¡{g`V go Z hr {H$gr AÝ` ì`{º$ H$mo, gj_ àm{YH$mar H$s nyd© AZw_{V H$mo N>mo‹S>H$a hm{Z H$s j{Vny{V© H$aZo Ho$ {bE gh_V hmoJm:
na§Vw ̀ h {H$ H$moB© ̂ r A{YH$mar {H$gr g§~§Yr AWdm {ZOr {_Ì H$mo H$_ am{e H$m ã`mO a{hV {dewÕ AñWm`r F$U Xo gH$Vm h¡ AWdm Cggo ñdrH$ma H$a gH$Vm h¡ AWdm `h dmñV{dH$ ì`mnmar (Q´>oS²g_¡Z) Ho$ gmW CYmar ImVm Mbm gH$Vm h¡ AWdm AnZo {ZOr H$_©Mmar H$mo doVZ H$m A{J«_ Xo gH$Vm h¡;
16
Provided further that an officer may obtain a loan from a co-operative credit society of which he is a member or stand as a surety in respect of a loan taken by another member from a co-operative credit society of which he is a member.
16. Advance drawal of salary.—No officer shall draw his salary in advance without the previous sanction of the Competent Authority.
17. Subscriptions.— No officer shall, except with the previous sanction of the Competent Authority, ask for or accept contributions to or otherwise associate himself with the raising of any funds or other collections in cash or in kind in pursuance of any objective whatsoever.
18. Speculations in stocks and shares and investments.— No officer shall speculate in any stock, share or securities or commodities or valuables of any description or shall make investments which are likely to embarrass or influence him in the discharge of his duties :
Provided that nothing in this regulation shall be deemed to prohibit an officer from making a bonafide investment of his own funds in such securities as he may wish to buy.
Explanation.— For the purposes of this regulation, frequent purchase or sale or both of shares or securities or other investments shall be deemed to be speculation for the purpose of this regulation.
19. Indebtedness.— An officer shall manage his private affairs so as to avoid habitual indebtedness or insolvency and any officer against whom any legal proceeding is instituted for the recovery of any debt due from him or for adjudging him as an insolvent shall forthwith report the full facts of the legal proceedings to the Bank.
20. Declaration of movable, immovable and other valuable property.
(1) Every officer shall make a declaration of his assets and liabilities in the prescribed format under the Lokpal and Lokayuktas Act, 2013 (1 of 2014).
(2) Every officer, within a period of thirty days from the date of joining the Bank, shall be required to furnish to the Competent Authority the information relating to —
(a) the assets of which he, his spouse and his dependent children are, jointly or severally, owners or beneficiaries;
(b) his liabilities and that of his spouse and his dependent children.
(3) Every officer shall file with the Competent Authority, on or before the 31st July of every year, an annual return of such assets and liabilities, as referred to in sub-regulation (2), as on the 31st March of that year.
(4) The information under sub-regulation (2), and annual return under sub-regulation (3) shall be furnished to the Competent Authority in the prescribed format under the Lokpal and Lokayuktas Act, 2013 (1 of 2014).
Explanation.— For the purposes of this regulation, “dependent children” means sons and daughters who have no separate income and are wholly dependent on the officer for their livelihood.
15 na§Vw BgHo$ A{V[aº$ ̀ h ̂ r {H$ H$moB© ̂ r A{YH$mar {Og ghH$mar F$U g{_{V H$m gXñ` h¡ Cggo dh F$U àmá H$a gH$Vm h¡ AWdm dh Cg ghH$mar F$U g{_{V Ho$ {H$gr AÝ` gXñ` Ûmam {bE JE F$U Ho$ {bE O_mZVXma hmo gH$Vm h¡, {OgH$m dh gXñ` h¡&
16. doVZ H$m A{J«_ AmhaU - H$moB© ̂ r A{YH$mar gj_ A{YH$mar H$s nyd© ñdrH¥${V Ho$ {~Zm AnZo doVZ H$m A{J«_ AmhaU Zht H$aoJm&
17. A{^XmZ (gãg{H«$ßeZ) - H$moB© ̂ r A{YH$mar, gj_ A{YH$mar H$s nyd© ñdrH¥${V Ho$ {~Zm {H$gr CÔoí` Ho$ AZwgaU _| Z Vmo A{^XmZ _m§JoJm Am¡a Z hr A{^XmZ ñdrH$ma H$aoJm AWdm {H$gr àH$ma H$s {Z{Y`m| H$mo OwQ>mZo AWdm AÝ` ZH$X CJmhr _| em{_b Zht hmoJm&
18. ñQ>m°H$m| Am¡a eo`am| H$s gÅ>o~mOr VWm {Zdoe - H$moB© ̂ r A{YH$mar {H$gr ñQ>m°H$, eo`a AWdm à{V^y{V`m| AWdm nÊ`m| AWdm {H$gr ̂ r {ddaU H$s ~hþ_yë` dñVwAm| H$s gÅ>o~mOr Zht H$aoJm AWdm dh Eogo {Zdoe Zht H$aoJm, Omo Cgo AnZo H$Îm©ì`m| H$m {Zdm©h H$aZo _| Ag_§Og _| S>mbZo dmbo hm| AWdm CZgo CgHo$ à^m{dV hmoZo H$s Ame§H$m hmo :
na§Vw ̀ h {H$ Bg {d{Z`_ H$s {H$gr ̂ r ~mV go ̀ h Zht _mZm OmEJm {H$ dh {H$gr ̂ r A{YH$mar na AnZr ñd`§ H$s {Z{Y`m| H$m Eogr à{V^y{V`m| _| dmñV{dH$ {Zdoe H$aZo H$s amoH$ bJmVr h¡, {OÝh| dh IarXZm Mmho& ñnï>rH$aU- Bg {d{Z`_ Ho$ à`moOZm| Ho$ {bE eo`am| AWdm à{V^y{V`m| AWdm AÝ` {Zdoem| H$s ~ma§~ma IarX AWdm {~H«$s XmoZm| H$mo hr gÅ>o~mOr _mZm OmEJm&
19. F$UJ«ñVVm - H$moB© ̂ r A{YH$mar AnZo {ZOr _m_bm| H$m Bg àH$ma à~§Y H$aoJm {H$ dh AmXVZ F$UJ«ñVVm AWdm {Xdm{b`m hmoZo go ~M gHo$ Am¡a {Og A{YH$mar Ho$ {déÕ Cg na ~H$m`m {H$gr F$U H$s dgybr Ho$ {bE AWdm Cgo {Xdm{b`m A{Y{ZUuV {H$E OmZo Ho$ {bE H$moB© {d{YH$ H$m`©dmhr àma§^ H$s OmVr h¡ Vmo dh {d{YH$ H$m`©dm{h`m| Ho$ nyao VÏ` H$s gyMZm ~¢H$ H$mo VËH$mb X|Jo&
20. Mb, AMb Am¡a AÝ` ~hþ_yë` g§n{Îm H$s KmofUm
(1) àË`oH$ A{YH$mar bmoH$nmb Ed§ bmoH$m`wº$ A{Y{Z`_, 2013 (2014 H$m 1) Ho$ A§VJ©V {ZYm©[aV àmê$n _| AnZr AmpñV`m| Am¡a Xo`VmAm| g§~§Yr KmofUm H$aoJm&
(2) àË`oH$ A{YH$mar Ûmam gj_ àm{YH$mar H$mo {ZåZ{bpIV go g§~§{YV OmZH$mar ~¢H$ _| {Z`w{º$ hmoZo Ho$ 30 {XZ Ho$ ̂ rVa àñVwV H$s OmZr Ano{jV h¡- (H$) Eogr AmpñV`m§, {Og na dh Am¡a CgHo$ n{V / nËZr Am¡a Cg na {Z^©a ~ƒo g§`wº$ ê$n go `m AbJ-AbJ ê$n go _m{bH$mZm hH$ aIVo hm| ̀ m Cg_| bm^mWu hm|;
(I) CgH$s Am¡a CgHo$ n{V / nËZr Am¡a Cg na {Z^©a ~ƒm| H$s Xo`VmE§&
(3) Cn {d{Z`_ (2) _| g§X{^©V AZwgma, àË`oH$ A{YH$mar Ûmam Cg df© _| ̀ Wm 31 _mM© H$mo AnZr Eogr AmpñV`m| Am¡a Xo`VmAm| Ho$ dm{f©H$ [aQ>Z© gj_ àm{YH$mar Ho$ g_j àË`oH$ df© 31 OwbmB© H$mo ̀ m Cggo nhbo àñVwV {H$`m OmEJm&
(4) Cn {d{Z`_ (2) Ho$ A§VJ©V Xr JB© gyMZm Am¡a Cn {d{Z`_ (3) Ho$ A§VJ©V dm{f©H$ [aQ>Z© bmoH$nmb Ed§ bmoH$m`wº$ A{Y{Z`_, 2013 (2014 H$m 1) _| {ZYm©[aV àmê$n _| gj_ àm{YH$mar H$mo àñVwV H$s OmEJr& ñnï>rH$aU- Bg {d{Z`_ Ho$ CÔoí` Ho$ {bE Am{lV ~ƒm| go VmËn`© Eogo nwÌ d nwÌr go h¡ {OZH$s AbJ go H$moB© AÝ` Am` Zht h¡ Am¡a do AmOr{dH$m Ho$ {bE A{YH$mar na nyU©V… Am{lV h¢& 16
Provided further that an officer may obtain a loan from a co-operative credit society of which he is a member or stand as a surety in respect of a loan taken by another member from a co-operative credit society of which he is a member.
16. Advance drawal of salary.—No officer shall draw his salary in advance without the previous sanction of the Competent Authority.
17. Subscriptions.— No officer shall, except with the previous sanction of the Competent Authority, ask for or accept contributions to or otherwise associate himself with the raising of any funds or other collections in cash or in kind in pursuance of any objective whatsoever.
18. Speculations in stocks and shares and investments.— No officer shall speculate in any stock, share or securities or commodities or valuables of any description or shall make investments which are likely to embarrass or influence him in the discharge of his duties :
Provided that nothing in this regulation shall be deemed to prohibit an officer from making a bonafide investment of his own funds in such securities as he may wish to buy.
Explanation.— For the purposes of this regulation, frequent purchase or sale or both of shares or securities or other investments shall be deemed to be speculation for the purpose of this regulation.
19. Indebtedness.— An officer shall manage his private affairs so as to avoid habitual indebtedness or insolvency and any officer against whom any legal proceeding is instituted for the recovery of any debt due from him or for adjudging him as an insolvent shall forthwith report the full facts of the legal proceedings to the Bank.
20. Declaration of movable, immovable and other valuable property.
(1) Every officer shall make a declaration of his assets and liabilities in the prescribed format under the Lokpal and Lokayuktas Act, 2013 (1 of 2014).
(2) Every officer, within a period of thirty days from the date of joining the Bank, shall be required to furnish to the Competent Authority the information relating to —
(a) the assets of which he, his spouse and his dependent children are, jointly or severally, owners or beneficiaries;
(b) his liabilities and that of his spouse and his dependent children.
(3) Every officer shall file with the Competent Authority, on or before the 31st July of every year, an annual return of such assets and liabilities, as referred to in sub-regulation (2), as on the 31st March of that year.
(4) The information under sub-regulation (2), and annual return under sub-regulation (3) shall be furnished to the Competent Authority in the prescribed format under the Lokpal and Lokayuktas Act, 2013 (1 of 2014).
Explanation.— For the purposes of this regulation, “dependent children” means sons and daughters who have no separate income and are wholly dependent on the officer for their livelihood.
15 na§Vw BgHo$ A{V[aº$ ̀ h ̂ r {H$ H$moB© ̂ r A{YH$mar {Og ghH$mar F$U g{_{V H$m gXñ` h¡ Cggo dh F$U àmá H$a gH$Vm h¡ AWdm dh Cg ghH$mar F$U g{_{V Ho$ {H$gr AÝ` gXñ` Ûmam {bE JE F$U Ho$ {bE O_mZVXma hmo gH$Vm h¡, {OgH$m dh gXñ` h¡&
16. doVZ H$m A{J«_ AmhaU - H$moB© ̂ r A{YH$mar gj_ A{YH$mar H$s nyd© ñdrH¥${V Ho$ {~Zm AnZo doVZ H$m A{J«_ AmhaU Zht H$aoJm&
17. A{^XmZ (gãg{H«$ßeZ) - H$moB© ̂ r A{YH$mar, gj_ A{YH$mar H$s nyd© ñdrH¥${V Ho$ {~Zm {H$gr CÔoí` Ho$ AZwgaU _| Z Vmo A{^XmZ _m§JoJm Am¡a Z hr A{^XmZ ñdrH$ma H$aoJm AWdm {H$gr àH$ma H$s {Z{Y`m| H$mo OwQ>mZo AWdm AÝ` ZH$X CJmhr _| em{_b Zht hmoJm&
18. ñQ>m°H$m| Am¡a eo`am| H$s gÅ>o~mOr VWm {Zdoe - H$moB© ̂ r A{YH$mar {H$gr ñQ>m°H$, eo`a AWdm à{V^y{V`m| AWdm nÊ`m| AWdm {H$gr ̂ r {ddaU H$s ~hþ_yë` dñVwAm| H$s gÅ>o~mOr Zht H$aoJm AWdm dh Eogo {Zdoe Zht H$aoJm, Omo Cgo AnZo H$Îm©ì`m| H$m {Zdm©h H$aZo _| Ag_§Og _| S>mbZo dmbo hm| AWdm CZgo CgHo$ à^m{dV hmoZo H$s Ame§H$m hmo :
na§Vw ̀ h {H$ Bg {d{Z`_ H$s {H$gr ̂ r ~mV go ̀ h Zht _mZm OmEJm {H$ dh {H$gr ̂ r A{YH$mar na AnZr ñd`§ H$s {Z{Y`m| H$m Eogr à{V^y{V`m| _| dmñV{dH$ {Zdoe H$aZo H$s amoH$ bJmVr h¡, {OÝh| dh IarXZm Mmho& ñnï>rH$aU- Bg {d{Z`_ Ho$ à`moOZm| Ho$ {bE eo`am| AWdm à{V^y{V`m| AWdm AÝ` {Zdoem| H$s ~ma§~ma IarX AWdm {~H«$s XmoZm| H$mo hr gÅ>o~mOr _mZm OmEJm&
19. F$UJ«ñVVm - H$moB© ̂ r A{YH$mar AnZo {ZOr _m_bm| H$m Bg àH$ma à~§Y H$aoJm {H$ dh AmXVZ F$UJ«ñVVm AWdm {Xdm{b`m hmoZo go ~M gHo$ Am¡a {Og A{YH$mar Ho$ {déÕ Cg na ~H$m`m {H$gr F$U H$s dgybr Ho$ {bE AWdm Cgo {Xdm{b`m A{Y{ZUuV {H$E OmZo Ho$ {bE H$moB© {d{YH$ H$m`©dmhr àma§^ H$s OmVr h¡ Vmo dh {d{YH$ H$m`©dm{h`m| Ho$ nyao VÏ` H$s gyMZm ~¢H$ H$mo VËH$mb X|Jo&
20. Mb, AMb Am¡a AÝ` ~hþ_yë` g§n{Îm H$s KmofUm
(1) àË`oH$ A{YH$mar bmoH$nmb Ed§ bmoH$m`wº$ A{Y{Z`_, 2013 (2014 H$m 1) Ho$ A§VJ©V {ZYm©[aV àmê$n _| AnZr AmpñV`m| Am¡a Xo`VmAm| g§~§Yr KmofUm H$aoJm&
(2) àË`oH$ A{YH$mar Ûmam gj_ àm{YH$mar H$mo {ZåZ{bpIV go g§~§{YV OmZH$mar ~¢H$ _| {Z`w{º$ hmoZo Ho$ 30 {XZ Ho$ ̂ rVa àñVwV H$s OmZr Ano{jV h¡- (H$) Eogr AmpñV`m§, {Og na dh Am¡a CgHo$ n{V / nËZr Am¡a Cg na {Z^©a ~ƒo g§`wº$ ê$n go `m AbJ-AbJ ê$n go _m{bH$mZm hH$ aIVo hm| ̀ m Cg_| bm^mWu hm|;
(I) CgH$s Am¡a CgHo$ n{V / nËZr Am¡a Cg na {Z^©a ~ƒm| H$s Xo`VmE§&
(3) Cn {d{Z`_ (2) _| g§X{^©V AZwgma, àË`oH$ A{YH$mar Ûmam Cg df© _| ̀ Wm 31 _mM© H$mo AnZr Eogr AmpñV`m| Am¡a Xo`VmAm| Ho$ dm{f©H$ [aQ>Z© gj_ àm{YH$mar Ho$ g_j àË`oH$ df© 31 OwbmB© H$mo ̀ m Cggo nhbo àñVwV {H$`m OmEJm&
(4) Cn {d{Z`_ (2) Ho$ A§VJ©V Xr JB© gyMZm Am¡a Cn {d{Z`_ (3) Ho$ A§VJ©V dm{f©H$ [aQ>Z© bmoH$nmb Ed§ bmoH$m`wº$ A{Y{Z`_, 2013 (2014 H$m 1) _| {ZYm©[aV àmê$n _| gj_ àm{YH$mar H$mo àñVwV H$s OmEJr& ñnï>rH$aU- Bg {d{Z`_ Ho$ CÔoí` Ho$ {bE Am{lV ~ƒm| go VmËn`© Eogo nwÌ d nwÌr go h¡ {OZH$s AbJ go H$moB© AÝ` Am` Zht h¡ Am¡a do AmOr{dH$m Ho$ {bE A{YH$mar na nyU©V… Am{lV h¢& 18
(5) If any officer wilfully or without any justifiable reasons, fails to,
(i) declare his assets; or
(ii) gives misleading information in respect of such assets and is found to be in possession of assets not disclosed or in respect of which misleading information was furnished, then, such assets shall, unless otherwise proved, be presumed to belong to the officer and shall be presumed to be assets acquired by corrupt means:
Provided that the Competent Authority may condone or exempt the officer from furnishing information in respect of assets not exceeding such minimum value as may be specified.
21. Vindication of act and character of an officer.— No officer shall, except with the previous sanction of the Bank, have recourse to any court or to the press for the vindication of any official act, which has been the subject matter of adverse criticism or an attack of a defamatory character:
Provided that nothing in this regulation shall be deemed to prohibit an officer from vindicating his private character or any act done by him in his private capacity and where such action is taken by him, the officer shall submit a report to his immediate superior within a period of three months from the date such action is taken by him.
22. Restriction regarding marriage.
(1) No officer,
(a) who has entered into or contracted a marriage with a person having a spouse living; or
(b) who, having a spouse living, has entered into or contracted a marriage with any person, shall be eligible for appointment to the said post:
Provided that the Bank may, if satisfied, that such marriage is permissible under the personal law applicable to such officer and the other party to the marriage; and there are other grounds for so doing, exempt any person from the operation of this regulation.
(2) An officer who has married or marries a person other than of an Indian national shall forthwith intimate the fact to the Bank.
23. Consumption of intoxicating drinks and drugs.— An officer shall,
(a) strictly abide by any law relating to intoxicating drinks or drugs in force in any area in which he may happen to be for the time being;
(b) not be under the influence of any intoxicating drink or drug during the course of his duty and shall also take due care that the performance of his duty at any time is not affected in any way by the influence of such drink or drug;
(c) refrain from consuming any intoxicating drink or drug in a public place;
(d) not appear in a public place in a state of intoxication;
(e) not use any intoxicating drink or drug to excess.
17
(5) `{X H$moB© A{YH$mar BamXVZ ̀ m Ý`m`mo{MV H$maU {XE {~Zm {ZåZ _| ZmH$m_ ahVm h¡-
(i) AnZr AmpñV`m| H$s KmofUm H$aZo _|; AWdm
(ii) Eogr AmpñV`m| Ho$ g§~§Y _| Jw_amh H$aZo dmbr gyMZm XoVm h¡ Am¡a ̀ {X Kmo{fV AmpñV`m| AWdm {OZHo$ g§~§Y _| Jw_amh H$aZo dmbr gyMZm Xr JB© h¡, Ho$ A{V[aº$ AmpñV`m§ nmB© OmVr h¢, Am¡a Eogr AmpñV`m§ O~ VH$ AÝ`Wm gm{~V hmo OmVr h¢, A{YH$mar go g§~§{YV _mZr OmVr h¢, Vmo CÝh| ̂ «ï> _mÜ`_m| go OwQ>mB© JB© AmpñV`m§ _mZm OmEJm… na§Vw ̀ h {H$ gj_ àm{YH$mar Ûmam CZ AmpñV`m| Ho$ g§~§Y _| gyMZm àñVwV H$aZo go Ny>Q> Xr Om gH$Vr h¡, Omo {ZYm©[aV Ý`yZV_ _yë` go A{YH$ _yë` H$s Z hm|&
21. {H$gr A{YH$mar Ho$ H$m`© Am¡a M[aÌ H$s àm_m{UH$Vm - H$moB© ̂ r A{YH$mar, ~¢H$ H$s nyd© ñdrH¥${V Ho$ {~Zm, {H$gr Eogo emgH$s` H$m`© H$s àm_m{UH$Vm Ho$ {bE {H$gr Ý`m`mb` AWdm àog H$m ghmam Zht boJm {OgH$s {df`-dñVw à{VHy$b AmbmoMZm AWdm _mZhm{ZH$maH$ ñdê$n H$s hmo :
na§Vw ̀ h {H$ Bg {d{Z`_ H$s {H$gr ̂ r ~mV go ̀ h Zht _mZm OmEJm {H$ dh {H$gr A{YH$mar Ho$ Ûmam {ZOr M[aÌ AWdm AnZr {ZOr h¡{g`V go {H$E JE {H$gr Eogo H$m`© H$s àm_m{UH$Vm H$mo {Z{fÕ H$aVm h¡ Am¡a Ohm§ A{YH$mar Ûmam Eogr H$ma©dmB© H$s JB© h¡ dhm§ dh Eogr H$ma©dmB© Ho$ g§~§Y _| AnZo go R>rH$ D$na Ho$ d[að> A{YH$mar H$mo, CgHo$ Ûmam H$s JB© Eogr H$ma©dmB© H$s VmarI go 3 _hrZm| H$s Ad{Y Ho$ ^rVa EH$ [anmoQ>© àñVwV H$aoJm&
22. {ddmh {df`H$ à{V~§Y
(1) H$moB© ̂ r A{YH$mar, (H$) {OgZo Eogo ì`{º$ go {ddmh {H$`m hmo ̀ m {ddmh Ho$ {bE H$ama {H$`m hmo, {OgH$m n{V/nËZr Or{dV h¡; AWdm (I) Or{dV n{V / nËZr Ho$ ahVo, {H$gr ì`{º$ go {ddmh ̀ m {ddmh H$m H$ama {H$`m hmo, Cº$ nX na {Z`w{º$ Ho$ {bE nmÌ Zht hmoJm… na§Vw ̀ h {H$ ̀ {X ~¢H$, Eogo A{YH$mar Am¡a {ddmh Ho$ Xÿgao nj na bmJy d¡`{º$H$ H$mZyZ Ho$ A§VJ©V Bg àH$ma Ho$ {ddmh H$mo AZw_V g_PVm h¡ Am¡a Bg àH$ma Ho$ H¥$Ë` Ho$ {bE AÝ` AmYma h¢ Am¡a ~¢H$ g§Vwï> hmoVm h¡, Vmo {H$gr ì`{º$ H$mo Bg {d{Z`_ go Ny>Q> Xr Om gH$Vr h¡&
(2) H$moB© A{YH$mar {OgZo ̂ maVr` ZmJ[aH$Vm go {^Þ {H$gr ì`{º$ go {ddmh {H$`m h¡ AWdm {ddmh H$aVm h¡ Vmo CgHo$ Ûmam ~¢H$ H$mo VËH$mb Bg VÏ` H$s gyMZm Xr OmEJr&
23. _mXH$ no`m| Am¡a S´>½g H$m Cn^moJ H$aZm - {H$gr A{YH$mar Ûmam (H$) {H$gr ̂ r joÌ _|, {Og_| dh dV©_mZ g_` _| h¡, _mXH$ no`m| Am¡a S´>½g g§~§Yr bmJy {H$gr ̂ r H$mZyZ H$m H$‹S>mB© go nmbZ {H$`m OmEJm;
(I) AnZr S>çyQ>r Ho$ Xm¡amZ, {H$gr _mXH$ no` AWdm {H$gr S´>J Ho$ Zeo _| Zht hmoJm Am¡a Bg ~mV H$m ̂ br-^m§{V Ü`mZ aIoJm {H$ CgH$s S>çyQ>r H$^r ̂ r Eogo _mXH$ no` Am¡a S´>½g Ho$ godZ go à^m{dV Z hmo;
(J) {H$gr ̂ r gmd©O{ZH$ ñWb na {H$gr ̂ r _mXH$ no` AWdm S´>J boZo go Xÿa ahoJm;
(K) Zeo H$s hmbV _| {H$gr ̂ r gmd©O{ZH$ ñWb na Zht OmEJm;
(L) AË`{YH$ _mÌm _| _mXH$ no` AWdm S´>J Zht boJm& 18
(5) If any officer wilfully or without any justifiable reasons, fails to,
(i) declare his assets; or
(ii) gives misleading information in respect of such assets and is found to be in possession of assets not disclosed or in respect of which misleading information was furnished, then, such assets shall, unless otherwise proved, be presumed to belong to the officer and shall be presumed to be assets acquired by corrupt means:
Provided that the Competent Authority may condone or exempt the officer from furnishing information in respect of assets not exceeding such minimum value as may be specified.
21. Vindication of act and character of an officer.— No officer shall, except with the previous sanction of the Bank, have recourse to any court or to the press for the vindication of any official act, which has been the subject matter of adverse criticism or an attack of a defamatory character:
Provided that nothing in this regulation shall be deemed to prohibit an officer from vindicating his private character or any act done by him in his private capacity and where such action is taken by him, the officer shall submit a report to his immediate superior within a period of three months from the date such action is taken by him.
22. Restriction regarding marriage.
(1) No officer,
(a) who has entered into or contracted a marriage with a person having a spouse living; or
(b) who, having a spouse living, has entered into or contracted a marriage with any person, shall be eligible for appointment to the said post:
Provided that the Bank may, if satisfied, that such marriage is permissible under the personal law applicable to such officer and the other party to the marriage; and there are other grounds for so doing, exempt any person from the operation of this regulation.
(2) An officer who has married or marries a person other than of an Indian national shall forthwith intimate the fact to the Bank.
23. Consumption of intoxicating drinks and drugs.— An officer shall,
(a) strictly abide by any law relating to intoxicating drinks or drugs in force in any area in which he may happen to be for the time being;
(b) not be under the influence of any intoxicating drink or drug during the course of his duty and shall also take due care that the performance of his duty at any time is not affected in any way by the influence of such drink or drug;
(c) refrain from consuming any intoxicating drink or drug in a public place;
(d) not appear in a public place in a state of intoxication;
(e) not use any intoxicating drink or drug to excess.
17
(5) `{X H$moB© A{YH$mar BamXVZ ̀ m Ý`m`mo{MV H$maU {XE {~Zm {ZåZ _| ZmH$m_ ahVm h¡-
(i) AnZr AmpñV`m| H$s KmofUm H$aZo _|; AWdm
(ii) Eogr AmpñV`m| Ho$ g§~§Y _| Jw_amh H$aZo dmbr gyMZm XoVm h¡ Am¡a ̀ {X Kmo{fV AmpñV`m| AWdm {OZHo$ g§~§Y _| Jw_amh H$aZo dmbr gyMZm Xr JB© h¡, Ho$ A{V[aº$ AmpñV`m§ nmB© OmVr h¢, Am¡a Eogr AmpñV`m§ O~ VH$ AÝ`Wm gm{~V hmo OmVr h¢, A{YH$mar go g§~§{YV _mZr OmVr h¢, Vmo CÝh| ̂ «ï> _mÜ`_m| go OwQ>mB© JB© AmpñV`m§ _mZm OmEJm… na§Vw ̀ h {H$ gj_ àm{YH$mar Ûmam CZ AmpñV`m| Ho$ g§~§Y _| gyMZm àñVwV H$aZo go Ny>Q> Xr Om gH$Vr h¡, Omo {ZYm©[aV Ý`yZV_ _yë` go A{YH$ _yë` H$s Z hm|&
21. {H$gr A{YH$mar Ho$ H$m`© Am¡a M[aÌ H$s àm_m{UH$Vm - H$moB© ̂ r A{YH$mar, ~¢H$ H$s nyd© ñdrH¥${V Ho$ {~Zm, {H$gr Eogo emgH$s` H$m`© H$s àm_m{UH$Vm Ho$ {bE {H$gr Ý`m`mb` AWdm àog H$m ghmam Zht boJm {OgH$s {df`-dñVw à{VHy$b AmbmoMZm AWdm _mZhm{ZH$maH$ ñdê$n H$s hmo :
na§Vw ̀ h {H$ Bg {d{Z`_ H$s {H$gr ̂ r ~mV go ̀ h Zht _mZm OmEJm {H$ dh {H$gr A{YH$mar Ho$ Ûmam {ZOr M[aÌ AWdm AnZr {ZOr h¡{g`V go {H$E JE {H$gr Eogo H$m`© H$s àm_m{UH$Vm H$mo {Z{fÕ H$aVm h¡ Am¡a Ohm§ A{YH$mar Ûmam Eogr H$ma©dmB© H$s JB© h¡ dhm§ dh Eogr H$ma©dmB© Ho$ g§~§Y _| AnZo go R>rH$ D$na Ho$ d[að> A{YH$mar H$mo, CgHo$ Ûmam H$s JB© Eogr H$ma©dmB© H$s VmarI go 3 _hrZm| H$s Ad{Y Ho$ ^rVa EH$ [anmoQ>© àñVwV H$aoJm&
22. {ddmh {df`H$ à{V~§Y
(1) H$moB© ̂ r A{YH$mar, (H$) {OgZo Eogo ì`{º$ go {ddmh {H$`m hmo ̀ m {ddmh Ho$ {bE H$ama {H$`m hmo, {OgH$m n{V/nËZr Or{dV h¡; AWdm (I) Or{dV n{V / nËZr Ho$ ahVo, {H$gr ì`{º$ go {ddmh ̀ m {ddmh H$m H$ama {H$`m hmo, Cº$ nX na {Z`w{º$ Ho$ {bE nmÌ Zht hmoJm… na§Vw ̀ h {H$ ̀ {X ~¢H$, Eogo A{YH$mar Am¡a {ddmh Ho$ Xÿgao nj na bmJy d¡`{º$H$ H$mZyZ Ho$ A§VJ©V Bg àH$ma Ho$ {ddmh H$mo AZw_V g_PVm h¡ Am¡a Bg àH$ma Ho$ H¥$Ë` Ho$ {bE AÝ` AmYma h¢ Am¡a ~¢H$ g§Vwï> hmoVm h¡, Vmo {H$gr ì`{º$ H$mo Bg {d{Z`_ go Ny>Q> Xr Om gH$Vr h¡&
(2) H$moB© A{YH$mar {OgZo ̂ maVr` ZmJ[aH$Vm go {^Þ {H$gr ì`{º$ go {ddmh {H$`m h¡ AWdm {ddmh H$aVm h¡ Vmo CgHo$ Ûmam ~¢H$ H$mo VËH$mb Bg VÏ` H$s gyMZm Xr OmEJr&
23. _mXH$ no`m| Am¡a S´>½g H$m Cn^moJ H$aZm - {H$gr A{YH$mar Ûmam (H$) {H$gr ̂ r joÌ _|, {Og_| dh dV©_mZ g_` _| h¡, _mXH$ no`m| Am¡a S´>½g g§~§Yr bmJy {H$gr ̂ r H$mZyZ H$m H$‹S>mB© go nmbZ {H$`m OmEJm;
(I) AnZr S>çyQ>r Ho$ Xm¡amZ, {H$gr _mXH$ no` AWdm {H$gr S´>J Ho$ Zeo _| Zht hmoJm Am¡a Bg ~mV H$m ̂ br-^m§{V Ü`mZ aIoJm {H$ CgH$s S>çyQ>r H$^r ̂ r Eogo _mXH$ no` Am¡a S´>½g Ho$ godZ go à^m{dV Z hmo;
(J) {H$gr ̂ r gmd©O{ZH$ ñWb na {H$gr ̂ r _mXH$ no` AWdm S´>J boZo go Xÿa ahoJm;
(K) Zeo H$s hmbV _| {H$gr ̂ r gmd©O{ZH$ ñWb na Zht OmEJm;
(L) AË`{YH$ _mÌm _| _mXH$ no` AWdm S´>J Zht boJm& 20
Explanation.— For the purposes of this regulation, ‘public place’ means any place or premises (including clubs, even exclusively meant for members where it is permissible for the members to invite non-members as guests, bars and restaurants, conveyance) to which the public have or are permitted to have access, whether on payment or otherwise.
24. Prohibition of sexual harassment of women in workplaces.
(1) No officer shall commit the act of sexual harassment of women in workplaces.
(2) Every officer who is in-charge of a work place shall take appropriate steps to prevent sexual harassment to any woman at such work place.
Explanation.— For the purposes of this regulation, sexual harassment includes such unwelcome sexually determined behaviour (whether directly or by implication) as;
(a) physical contact and advances;
(b) a demand or request for sexual favours;
(c) sexually coloured remarks;
(d) showing pornography; and
(e) any other unwelcome physical, verbal or non-verbal conduct of sexual nature, where any of these acts is committed in the circumstances whereunder the victim of such conduct has a reasonable apprehension that in relation to the victim's employment or work, such conduct can be humiliating and may constitute a health and safety problem.
Note.— It is discriminatory for instance when the woman has reasonable grounds to believe that her objection shall disadvantage her in connection with her employment or work including recruiting or promotion or when it creates a hostile work environment, adverse consequences might be visited, if the victim does not consent to the conduct in question or raises any objection thereto.
19 ñnï>rH$aU- Bg {d{Z`_ Ho$ à`moOZm| Ho$ {bE, gmd©O{ZH$ ñWb go H$moB© ̂ r dh ñWb AWdm n[aga (Šb~m|, ̀ hm§ VH$ {H$ Ho$db gXñ`Vm dmbo Šb~m|, Ohm§ gXñ`m| H$mo J¡a-gXñ` H$mo A{V{W`m| Ho$ ê$n _| ~wbmZo H$s AZw_{V h¡, ~ma Am¡a aoómAm|, n[adhZ g{hV) A{^àoV h¡, Ohm§ OZgm_mÝ` H$mo ̂ wJVmZ H$aHo$ ̀ m AÝ`Wm nhþ§M h¡ ̀ m nhþ§MZo H$s AZw_{V h¡&
24. H$m`©ñWb na _{hbmAm| Ho$ ̀ m¡Z CËnr‹S>Z na à{V~§Y
(1) H$moB© ̂ r A{YH$mar, H$m`©ñWb na _{hbmAm| Ho$ ̀ m¡Z CËnr‹S>Z H$m H$moB© H¥$Ë` Zht H$aoJm&
(2) àË`oH$ A{YH$mar, Omo {H$gr H$m`©ñWb H$m à^mar h¡, AnZo H$m`©ñWb na _{hbmAm| Ho$ ̀ m¡Z CËnr‹S>Z H$mo am