Section 46: Application of the law in force in India to policies issued in India.
The Insurance Act, 1938Central Act · Act 4 of 1938
The holder of a policy of insurance issued by an insurer in respect of insurance business transacted in [India] after the commencement of this Act shall have the right, notwithstanding anything to the contrary contained in the policy or in any agreement relating thereto, to receive payment in [India], of any sum secured thereby and to sue for any relief in respect of the policy in any Court of competent jurisdiction in [India]; and if the suit is brought in [India]; any question of law arising in connection with any such policy shall be determined according to the law in force in [India]:
[Provided that nothing in this section shall apply to a policy of marine insurance.]