A temporary advance (which should be a sum expressed in whole rupees) may be granted to a subscriber from the amount standing to his credit in the Fund at the discretion of the appropriate authority specified in the Schedule, subject to the following conditions, in Form-6 & Form-7.
(a) No advance shall be granted unless the sanctioning authority is satisfied that the applicant’s pecuniary circumstances, justify it, and that it will be expended on the following object or objects and not otherwise.-
(i) to pay expenses in connection with the prolonged illness of the applicant or any person actually dependent on him.
(ii) to pay for the overseas passage for reasons of health or education of the applicant or any person actually dependent on him;
(iii) to pay obligatory expenses on a scale appropriate to the applicant’s status which, by customary usage, the applicant has to incur in connection with marriages, funerals, first annual shradha ceremonies or other ceremonies of persons actually dependent on him:
Provided that the condition of actual dependence shall not apply in the case of son or daughter of the subscriber.
Provided further that the condition of actual dependence shall not apply in the case of an advance required to meet the funeral expenses of the parent of a subscriber.
Note 1.-Advances under sub-clause (iii) are also permissible for meeting expenditure in connection with marriage and other ceremonies of the subscriber himself/herself.
Note 2.- Advances under sub-clause (iii) shall also be admissible for meeting the expenses in connection with the first annual Shradha Ceremonies of close relatives of the applicant.
(iv) to pay for education outside India, whether, for an academic, technical, professional or vocational course of the applicant or any person actually dependent on him;
(v) to pay for medical, engineering and other technical or specialized courses in India beyond the High School stage of the applicant or any person actually dependent on him provided that the course of study is not less than three years.
Note.- A subscriber shall be permitted to take an advance once in every six months under sub-clauses (iv) and (v);
Provided that the Government may, at its discretion, in special circumstances, sanction an advance if it is satisfied that the subscriber concerned requires the advance for reasons other than those mentioned above:
(b) Temporary advance from the Fund shall not be sanctioned after the final withdrawal application of the subscriber has been sent to the Accountant General, Karnataka, Bangalore.
(c) The sanctioning authority shall record in writing its reason for granting the advance.
(d) Advance shall except for special reasons.-
(i) pay subject to a maximum of eighty percent of the balance at the credit of the subscriber in the Fund, or be granted until at least twelve months after the final repayment of all previous advances:
Provided that if the reason is of a confidential nature it may be communicated to the Accounts Officer personally or confidentially.
(e) In fixing the amount of an advance, the sanctioning authority shall pay due regard to the amount at the credit of the subscriber in the Fund.
Note 1:- When an advance is sanctioned under Rule 16 before repayment of last installment of any previous advance is completed, the balance of any previous advance not recovered shall be added to the advance so sanctioned and the installments of recovery shall be refixed with reference to the consolidated amount.