(1) An advance shall be recovered from the subscriber in such number of equal monthly installments as the sanctioning authority may direct;
but such number shall not be less than twelve unless the subscriber so elects, or in any case more than forty. A subscriber may, at his option, repay more than one installment in a month. Each installment shall be a number of whole rupees, the amount of the advance being raised or reduced, if necessary, to admit of the fixation of such installments.
(2) Recovery shall be made in the manner prescribed in Rule 14, for the realization of subscriptions, and shall commence, on the first occasion after the advance is made on which the subscriber draws pay, or remuneration on foreign service, for a full month. Recovery shall not be made, except with the subscriber’s consent while he is in receipt of subsistence grant or is on leave for ten days or more in a calendar month which either does not carry any leave salary or carries leave salary equal to or less than half-pay or half-average pay, as the case may be. The recovery may be postponed, on the subscriber’s written request, by the sanctioning authority during the recovery of an advance of pay granted to the subscriber.
(3) If an advance has been granted to a subscriber and drawn by him and the advance is subsequently disallowed before repayment is completed, the whole or balance of the amount withdrawn shall forthwith be re-paid by the subscriber to the Fund, or in default, be ordered by the Account Officer to be recovered by deduction from the emoluments of the subscriber in a lump sum or in monthly installments not exceeding twelve, as may be directed by the authority competent to sanction an advance for the grant of which, special reasons are required under clause (c) of rule 16:
(4) Recoveries made under this rule shall be credited as they are made to the subscriber’s account in the fund.
(5) No recovery towards temporary advance shall be made during the period of six months immediately prior to the date of retirement of the subscriber.