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Section 2: Definitions

The Kerala Prohibition of Charging Exorbitant Interest ActState Act of Kerala · Act 2 of 2013

(1) In this Act, unless the context otherwise requires,—

(a) “daily vatti” means interest on daily basis which will work out to an interest rate more than that specified under sub-section (1) of section 7 of the Kerala Money-Lenders Act, 1958 (35 of 1958);

(b) “debtor” means a person who receives loan for exorbitant interest;

(c) “exorbitant interest” means an interest at the rate more than the rate specified in sub-section (1) of section 7 of the Kerala Money- Lenders Act, 1958 and includes daily vatti, hourly vatti, kandu vatti, meter vatti and thandal;

*Received the assent of the Governor on the 4th day of January 2013 and published in the Kerala Gazette Extraordinary No. 65 dated 7th January, 2013.

* 16

(d) “hourly vatti” means interest on hourly basis which will work out to an interest rate more than that specified under sub-section (1) of section 7 of the Kerala Money-Lenders Act, 1958 (35 of 1958);

(c) “kandu vatti’ means an interest which will work out to an interest rate more than that specified under sub-section (1) of section 7 of the Kerala Money-Lenders Act, 1958 (35 of 1958);

(f) “loan” means an advance of money for daily vatti, hourly vatti, kandu vatti, meter vatti or thandal;

(zg) “meter vatti’” means an interest which will work out to an interest rate more than that specified under sub-section (1) of section 7 of the Kerala Money-Lenders Act, 1958 (35 of 1958) for every day on the loan .

amount not paid within the stipulated time;

(h) “thandal’’ means interest which will work out to an interest rate more than that specified under sub-section (1) of section 7 of the Kerala Money-Lenders Act, 1958 (35 of 1958) which is to be recovered daily along with the part of the loan amount.

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(2) Words and expressions used but not defined in this Act and ek i in the Kerala Money-Lenders Act, 1958 (35 of 1958) shall have the meanings respectively assigned to them in that Act.

Where this provision sits

ActThe Kerala Prohibition of Charging Exorbitant Interest Act
Section2
Marginal noteDefinitions
JurisdictionState of Kerala
StatusIn force as published by the source

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