(1) Notwithstanding anything contained in Section 3, any person or public in general aggrieved against any financial establishment receiving deposits from public may file a complaint in writing specifically mentioning the nature of allegations against the financial establishment before-
(a) the Deputy Commissioner or an Officer not below the rank of the Superintendent of Police ,CID of the respective jurisdiction, who shall be competent to receive the complaints and cause enquiry or investigation of the complaints so received in respect of any fraudulent act as referred to under clause (a) of Section 3;
(b) an officer not below the rank of the Superintendent of Police of the District or the Officer in-charge of the Police Station concerned, as the case may be, who shall forward the complaint to the Deputy Commissioner of the District within seven days of the receipt of the complaints.
(2) Notwithstanding anything contained in Section 3 and sub-section (1) of this Section, the Superintendent of Police of the District or the Officer in-charge of the Police Station within their respective jurisdiction, may suo moto file a complaint with the Deputy Commissioner against any Financial Establishment which according to information received by him has committed anyone or more of the acts mentioned under clause (a) of Section 3.
3(3 )On receipt of the complaints, the Deputy Commissioner may make such further enquiry as may be necessary within his jurisdiction or outside his jurisdiction with the assistance of the District Administration of the concerned District for the purpose of arriving at a conclusion with respect to the complaint made against the financial establishment.
(4) In making such enquiry, the Deputy Commissioner may take necessary assistance of any officer subordinate to him for the purpose of preparation of the enquiry report.
(5)Notwithstanding anything contained in sub-section 3 and sub - section 5, the Deputy Commissioner of the concerned District, on receipt of information against any financial establishment as regards commission of any fraudulent activities mentioned in Section 3 (a), may suo moto, cause an enquiry or investigate such fraudulent activities and submit a report to the Government for necessary action.
(6) Notwithstanding anything contained in sub section 4 and sub section 5, the Government may suo moto or on receipt of any complaint under Section 3(a) may cause enquiry or investigate the compliant by the Deputy Commissioner of the concerned District or cause enquiry or investigation of the complaint or fraudulent transaction referred to ill Section 3(a) through the Bureau of Investigation (Economic Offences) or through any other investigation agencies.