(1) Repayment of the advance drawn under rule 5 shall be made by deduction from the bill claiming the monthly allowances of the member concerned in not 'more than sixty monthly instalments, which shall not extend beyond the tenure of his membership:
Provided that where the member receiving the advance so desires, the sanctioning authority may permit to refund the advance to be made in lesser number of installments.
Explanation.—The amount of repayment of advance to be remitted monthly shall be fixed in equal installments, except in the case of last installment, where the remaining balance amount shall be remitted.
(2) The repayment of advance shall commence from the next month of the month in which the advance is drawn.
(3) Where, a member ceases to be such member before the full repayment of the advance, the outstanding balance shall be paid either in lump sum by cash or by deduction from the allowances admissible or by both or from pensionery benefits.